boozwatt.com tag:www.boozwatt.com,2007-10-04://1 2009-01-13T22:06:06Z Ramblings of an "entrepreneur" Movable Type Publishing Platform 4.01 The Carnival of Smarter Investing # 21 tag:www.boozwatt.com,2009://1.216 2009-01-13T19:47:51Z 2009-01-13T22:06:06Z Welcome to the Twenty First Edition of The Carnival of Smarter Investing! We're back with our November edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpg
Welcome to the Twenty First Edition of The Carnival of Smarter Investing! We're back with our November edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.
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INVESTING

Deposit Accounts presents Investing in a Rocky Economy posted at Deposit Accounts.

Matthew Paulson presents Should You Consider Social Lending? posted at American Consumer News.

Fatty presents Volatility Dampens Returns posted at Fatty Fat Fat.

The Fund investor presents Bear Market Mutual Funds posted at Mutual Fund Investing Tips, saying, "The one type of mutual fund investor that has made money in 2008 are those that have been investing in inverse mutual funds"

Lance Cooper presents How Trickle Down Affects You posted at Recession Money Matters, saying, "Think you are insulated from the stock market? Think again."

The Fund investor presents The Hidden Advantage Of Mutual Fund Investing posted at Mutual Fund Investing Tips, saying, "Mutual fund investing is a good way to prevent making investing mistakes."

 

Joseph presents How To Invest posted at Your Investing Guide.

Sun presents What Is Going on with Gold? posted at The Sun’s Financial Diary.

One Family presents BDCs (ACAS, ALD, MCGC, PSEC) – A Comparative Analysis posted at One Family's Blog, saying, "A comparative review of four Business Development Companies (BDC)."

Jesse Wojdylo presents November Stock Market Predictions posted at Subprime Blogger.

Investing Angel presents Investments To Avoid posted at Stock Tips, saying, "Some investments to avoid - especially in the coming recession!"

Raag Vamdatt presents Why you should not stop your SIP when market corrects :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Keira presents Resisting Panic: A Quick Guide to Surviving The Credit Crunch posted at Rich Leverage.

Lazy Man and Money presents Our Early Retirement Plan: Where We Are Now (Part 1) posted at Lazy Man and Money.

Billy Akerman presents When Is It Time To Take A Loss In A Stock | Beating The Stock Market posted at Beating The Stock Market, saying, "There are times when taking a loss is better."

Jim presents » How Non-Qualified Stock Options Work on Blueprint for Financial Prosperity posted at Blueprint for Financial Prosperity.

MoneyNing presents Try Buying When You Want to Sell and Vice Versa posted at Investing School, saying, "Time for something radical since nothing else is working anyway!! :)"

Fatty presents Automated Day Trader: Double Moving Average Crossover, Test 1 posted at Fatty Fat Fat.

Bill Spohnholtz presents Social Security Sense posted at Learn The Stock Market And How to Trade.

greg Group presents How to Make Money by Laddering Covered Calls - Associated Content posted at Associated Content.

Investing School presents Earnings Per Share (EPS) posted at Investing School, saying, "Learn all about Earnings Per Share, how to calculate it and why it's useful!"

Jim presents » Series I Bond Rate Calculator on Blueprint for Financial Prosperity posted at Blueprint for Financial Prosperity.

jeflin presents Spend Our Way Out Of Recession posted at Jeflin's Investment Blog.

Sun presents I Bond Rates for November 2008 With Fixed Rate 0.7% posted at The Sun’s Financial Diary.

Bill Spohnholtz presents Investing Market - 10 Better Things To Do With Your Money posted at Learn The Stock Market And How to Trade.

Investing Angel presents Learning Financial Planning through Asset Allocation » Free Stock Market Investing Tips posted at Stock Tips, saying, "Some ways to learn about financial planning."

Jim presents Resources to Learn About Stock Market Investing posted at Blueprint for Financial Prosperity.

Investing School presents Price to Earnings Ratio (P/E) posted at Investing School, saying, "Learn everything you need to know about the price per earnings ratio!"

Ajay presents How to perform stock research using fundamental analysis posted at Finance-Information, saying, "This article talks about basics of investing using fundamental analysis, especially for retail investors."

Tony Huynh presents 8 Ways to Make Your Goal a Certainty posted at LimitlessUnits.com, saying, "People will allow themselves to be pushed around and bullied in order to remain comfortable. People will act in a painful situation to ease the pain or remove the source of that pain. Security and comfort is not afforded by a job, it is provided by your ability to produce."

Martin Russell presents A Cautionary Story Of A Financial Adviser posted at Word of Mouth Marketing.

Contrarian Profits presents Financial advice | The Five Keys To Value Investing Profits - Contrarian Stock Market Investing News - Featuring Bargain Stocks posted at Contrarian Profits, saying, "Even the most conservative value funds have been whacked this year. But Keith Fitz-Gerald says following a value-investing discipline is the smartest thing to do right now. That’s where the big recovery gains will be. He gives five tips on how to seek out “real value” in the market."

David presents Bad News is an Investor’s Best Friend posted at Worldwide Success.

Bill Spohnholtz presents Caterpillar (CAT) Heavy Equipment Time posted at Learn The Stock Market And How to Trade.

Investing School presents 401(k) Retirement Plans posted at Investing School, saying, "Everything about 401(k) retirement plans! Benefits, details and more!"

Lauren Rose presents Practicing in the Forex Market posted at Stock Markets Investment, saying, "Why you should start practicing forex trading by playing many online games and simulations where you can learn many of its tips, tricks, and pitfalls."

Michael Bass presents Investing Money with Vanguard’s International Growth Fund and Fidelity’s Select Gold posted at Debt Prison, saying, "All this doom is good for gold… at least in the short term (two more years). For now I think gold is stable as a hedge (but as an investment with profit as the goal… the money has already been made)."

Sun presents Transfer A Brokerage Account: How Much Does It Cost? posted at The Sun’s Financial Diary.

Michael Cohen presents Traits Of A Good Investor | The Stock Investor - Stock Advice And Tips posted at The Stock Investor, saying, "These are the three most importnat traits of a successful stock investor."

One Family presents CanRoys (ENT, AAV, BTE, HTE, PVX, PGH, ERF, PWE) – A Comparative Analysis posted at One Family's Blog, saying, "A comparative analysis of Canadian Royalty Trusts that provide a way for energy exposure along with high monthly dividends, but comes with a caveat."

Bill Spohnholtz presents First Insurance Suggestion - AIG posted at Learn The Stock Market And How to Trade.

Michael Cintolo presents Investment Advice to Use Now posted at The Iconoclast Investor, saying, "Stock Market"

Joanne presents Researching Stocks posted at Beginner Investing.

Joe Hayes presents Forex Tips updated Sat Nov 15 2008 12:13 pm CST posted at Restoring Your Finances and Your Faith, saying, "Beginner tips for those thinking about trying to get into the foreign exchange (Forex) currency market."

MoneyNing presents Why Investing in Stocks This Year Was Not a Financial Mistake posted at Money Ning, saying, "While all our stock portfolios are down, it's never a mistake to invest!"

Jim presents Tax Loss Harvesting posted at Blueprint for Financial Prosperity.

Nesher presents Merchant of Venice Market Trading Program posted at Internet Stock Trading for Beginners.

Lane Wright presents Forex with as little as $10 posted at Awesome Forex Alerts.

Ripe Trade presents Breakout trade posted at Ripe Trade, saying, "This is a strategy to trade stocks that are poised to breakout. This technique has averaged 55% annual returns since 1990."

Bill Spohnholtz presents F Stock - Finished Or Real Deal? posted at Learn The Stock Market And How to Trade.

Michael Cintolo presents How Many Shares? posted at The Iconoclast Investor.

Relax presents Let’s talk about money posted at The Wise Curve, saying, "The good news is that being rich is not really difficult because it is just a state of mind."

Andrew Edgington presents Safe and Profitable Property Investments posted at Best On-line Mortgages, saying, "Mr. Shaw’s new book exemplifies his journey from struggling window installer to UK millionaire for the reader’s benefit. When you read this powerful book, chances are you will not be able to stop reading it until the stunning conclusion."

Investing School presents 52 Must Read Quotes from Legendary Investor - Warren Buffett posted at Investing School, saying, "Great quotes from a brilliant man!"

Michael Cintolo presents It’s How You Think That Counts posted at The Iconoclast Investor.

The Investor presents How you can enjoy the profits of 2,267 companies around the world for free posted at Monevator.com, saying, "More than 2,000 companies around the world have cash balances exceeding their market capitalization. That’s more than eight times as many cash rich companies as when the last bear market bottomed in 2002."

Silicon Valley Blogger presents Best Places For Your Money When The Stock Market Tanks posted at The Digerati Life, saying, "Thanks!"

Investing Angel presents I?m Betting On Oil posted at Stock Tips, saying, "What to do in a time of recession."

FIRE Getters presents Investing - Total versus Annual Returns posted at FIRE Finance.

Robert Brus presents Blog | posted at The Site Rush Preview, saying, "Buying, Selling and Flipping Internet Real Estate for Huge Profits, I'm going to reveal a real 21st century gold rush happening right now. Come See."

Aussie Investor presents Watching What Fund Managers Are Buying And Selling posted at Australian Investing, saying, "Watching the professional investors can be a great way to generate new investment ideas. However you will need to use your discretion - don't buy stocks indiscriminately just because your favorite money manager is buying. This article looks at a couple of ways to take advantage of what the big boys are doing as well as pointing out the pitfalls."

Sandy Naidu presents Bernard Madoff's Ponzi Scheme posted at FutureNestEgg.

Don presents Stock Trading On Margin posted at Beginners Investing Guide, saying, "Think twice before trading on margin if you are not prepared"

One Family presents Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review posted at One Family's Blog.

Joshua Dorkin presents 8 Steps to Starting Out In Real Estate Investing posted at Real Estate Investing For Real.

financefanatic presents Planning For The Future - What To Buy For My IRA? posted at Crash Market Stock - Stock Tips To Make Money During A Recession, saying, "Good tips when starting to plan out your IRA"

nickel presents Buying Non-Laddered CDs With Your Emergency Fund posted at fivecentnickel.com.

nickel presents 2009 Traditional and Roth IRA Contribution Limits posted at fivecentnickel.com.

Praveen presents Is Porsche the New Goldman Sachs? posted at My Simple Trading System.

apply4-credit presents Raise the Ratings or Reduce the Debt posted at Apply 4 Credit.

nickel presents Kiplinger’s Top Discount Brokers posted at fivecentnickel.com.

nickel presents How to Calculate Tax Equivalent Yield posted at fivecentnickel.com.

TheMoneyHawk presents How an $800 Tax Bill Taught Me Not to Be a Greedy Idiot posted at The Money Hawk, saying, "The market is on sale. How can I sit idly by and pass up this chance for potentially amazing investment growth? How can I put cash into a money market account at 3.5% interest when there are funds to invest in at 30% below their normal value? Those were the questions I was asking myself a couple weeks ago. Those were the questions that got me into trouble."

nickel presents The Best Online Discount Brokers (Updated) posted at fivecentnickel.com.

Jae Jun presents Analysing Financial Statements and AeroGrow posted at Old School Value, saying, "Learn to understand financial statements and the messages it tells you. AERO used as an example."

Michael Cintolo presents For the Investor on Your List posted at The Iconoclast Investor.

Andrew Edgington presents Cyprus Increases Its Investor Appeal posted at Cyprus Informer, saying, "Discover Cyprus property Investment issues on this information packed blog which is dedicated to giving free independent tips on property investment and travel."


BUSINESS

Verna Morris presents 7 Ways a Non-Designer Can Tell if Their Web Designer is Any Good posted at Web Design Schools Guide.

Darryl Kimball presents Just Give Me a Home Based Business that Makes Money! posted at Just Give Me a Home Based Business That Makes Money, saying, "This article takes an honest look at the home based business industry and some of the pitfalls waiting for the person starting a new home based business. Many of us have started a new home based business filled with excitement and hope, only to be left with frustration and dismay. After all, we just want a home based business that makes money."

 

Khan presents An Outsider's Guide to Corporate Life posted at Higher Education and Career Blog.

 

Andrew Edgington presents A Successful Business at Home posted at Internet Success Strategies, saying, "I have 3 slots remaining for the Super VIP Program where I will work one on one with you to help you earn $30,000 Every Single Month!"

 

Mike presents Brand, Branded and More Branding! posted at Trade Show Convention Displays Blog, saying, "Conventiondisplay.blogsome.com is a blog dedicated to the trade show industry and was created to discuss new product developments, trends, show marketing, and specific trade show venues throughout the trade show industry."


MONEY MATTERS

DebbieDragon presents Need to Save? Get Set to Automate posted at American Consumer News.

Ben presents Year End Policy Review Tips for Lowering Rates and Checking Coverage posted at Money Smart Life.

DebbieDragon presents Starting Early and Saving Often posted at Debbie's Debt Advice.

apply4-credit presents Credit Cards Can Work with a Budget posted at Credit Card Applications Expert | Apply4-Credit.com.

Savings Toolbox presents Save Up For College With FreshmanFund's 529 College Savings Plan Gift Registry posted at Savings Toolbox.

Debbie Dragon presents Tips for Growing Money posted at The Money Blog.

Debt Freedom Fighter presents Simple Steps For Funding Financial Emergencies posted at Discover Debt Freedom!.

Destroy Debt presents 3 Basic Principles for Good Personal Finance Habits posted at Destroy Debt.

KCLau presents How to manages monthly cash flow posted at KCLau's Money Tips, saying, "This post is contributed by Relax, the blog author of Wise Curve - get smarter every day! I feel honoured to contribute a post on KC Lau’s blog. He’s one of my multi talented role models so I count myself lucky to be his net friend. Now let’s talk about money and how to manage cash flow."

Dave presents Freebie Sites That Save You Money posted at Cheapo Groovo.

KCLau presents Christmas On A Budget posted at KCLau's Money Tips, saying, "This post is contributed by Jacquelyn Sarah Wong, the co-author of The Secrets to Writing an Ebook in Three Easy Steps. It is about how to be frugal this christmas season with the economy down."

Travis presents You Need A Budget posted at Christian Money Mountain.

The Shark Investor presents Alternative Income: Writing posted at The Shark Investor.

Savings Toolbox presents Set Your Children Up With Savings Accounts posted at Savings Toolbox.

DebbieDragon presents Finding Your Growth Engine posted at 7 Millionaires... in Training!.

Cary Anderson presents 6 Tips for Reducing Your Debt posted at Debt Relief, saying, "Debt is not a pleasant burden, especially in the midst of a global economic slowdown. Before job security and credit concerns really start to impact your life, follow these six tips for getting debt free."

Tony Huynh presents Money: What Steps I Have Taken to Save It posted at LimitlessUnits.com, saying, "This article is about patching up the leaks and keeping all that money you make."

Lawrence T. presents Margin Loan | Types Of Loan - Types Of Loans posted at Types of Loans, saying, "A margin loan may be a good way of paying off credit card or as a source for other financing needs. Margin loans need to be used carefully though, since you want to avoid a margin call."

Don presents Student Loan Options For Graduate Students posted at D.P. Lawson, saying, "With money for financial aid becoming harder to get, many graduate students are finding it difficult to get loans to continue their higher education. Here's a resource list of financial aid programs available to grad students."

Buildify presents 2009 Credit Score Tips posted at Credit and Personal Finance Blog | Credit Karma.

 

Michael Geoffrey presents Pay Off Debt Or Invest Your Money? posted at Debt Smackdown, saying, "If you suddenly find yourself with some extra money, does it make more sense to invest it for the future or to pay off debt with it today?"

Raymond presents Reviews Of The Best Advanta Business Credit Cards and Offers posted at Money Blue Book.

Raymond presents Reviews Of The Best Discover Credit Cards and Offers posted at Money Blue Book.

Livingalmostlarge presents Walking the Walk? posted at LivingAlmostLarge.


IT'S THE ECONOMY, STUPID

Joshua Seth presents Benefits Of Economic Recession posted at Joshua Seth Blog, saying, "Is there something in the air that’s getting people down lately? My guess is that with all the news about the drop in home prices, stock prices, and consumer confidence a lot of people are starting to feel pretty bad about themselves and their future."

Money Smart Life presents Safe Places to Invest Your Money in a Bad Economy posted at Money Smart Life.

Fiona King presents 10 Obscure Currencies Affected by the Credit Crunch posted at Currency Trading.net.

hank presents How Is What We Are Going Through Now Different From The Great Depression in the 1930’s? posted at My Investing Blog.

 

sherin presents Economic Recession and Preparing for a Recession posted at Investment Internals, saying, "A study on the preparation for recession time. Focused on Savings, Portfolio and Job security. An educational article for ordinary person to help self to build a self defense against problems from economic slowdown i.e. recession"

 

Brian McKay presents Fed Funds Rate Cut to 0% to .25% posted at MonitorBankRates.com, saying, "The Federal Reserve Bank cut the Fed Funds rate from 1% down to a range of 0% to .25%. The cut was larger then the .50% cut analysts were expecting"

 

Market Breaker presents It's Been A Brutal Year posted at Stock Investing Tips, saying, "This year has been the worst year for the stock market since the Great Depression."

 

Jim presents Winners of the 2008 Recession & Credit Crisis posted at Blueprint for Financial Prosperity.


REAL ESTATE

Joe Manausa presents How To Stay Calm In The Real Estate Market posted at Tallahassee Real Estate Blog, saying, "The entire financial world appears to be a scary place right now. Many people are starting to “smell opportunity” and yet are a bit too fearful to act on their instincts. The goal of this article is to get you to consider doing some homework and creating a decision matrix so that you can start to take advantage of the opportunities when you are ready."

Joe Manausa presents Discover The Secret To Making A Perfect Home Buying Offer posted at Tallahassee Real Estate Blog, saying, "There are so many infomercials and advertisements claiming that you can buy a home for mere pennies on the dollar that many potential home buyers are confused about what they should do. The goal of this short article is to help you develop a mindset that will allow you to buy the home of your dreams without paying too much for the home."

Joe Manausa presents Great News For First Time Homebuyers In Florida Real Estate posted at Tallahassee Real Estate Blog, saying, "It is interesting to note that in these times of financial hardship for everyone that there seems to be an abundance of financial assistance programs out there for eligible homebuyers purchasing new or existing homes in Florida."

Joe Manausa presents Real Estate Supply And Demand | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, "It really isn’t that hard to tell where the real estate market is heading. All we need to do is take a quick re-examination of Economics 101 and realize that Supply and Demand actually do matter in the real estate market."

Joe Manausa presents What is a RSS Subscription? posted at Tallahassee Real Estate Blog, saying, "Have you ever noticed that anytime you read a blog, there is a Subscription Button that encourages you to subscribe to it? Well, I have been questioned about this often enough to recognize that most readers do not understand how RSS works and why bloggers should continue to explain it in order to expand their subscribers list."

Don presents Investors Snatching Up Bargains In Las Vegas Real Estate Market posted at Las Vegas Real Estate, saying, "Ever wonder why some investors continue to get rich while others never seem to find a bargain? It's because wise investors know that in a down economy, deals are everywhere. Others wait for markets to turn back up, thus missing most of the money in the deal. One area where smart investors are finding deals for their portfolio's is the Las Vegas Real Estate market."

Andrew Edgington presents "Investing In Real Estate" Tips posted at Best On-line Mortgages, saying, "Welcome to Your Free Mortgage - a step-by-step guide to making your mortgage pay for itself. Discover how to turn your mortgage into large cash lump sum."

Chris presents How to find a great house for a good price by asking the right questions (part 1) | Home I Own, Aussie Real Estate Blog posted at Home I Own.


GENERALLY INTERESTING ARTICLES

Insurance Toolbox presents Guide to Life Insurance posted at Insurance Toolbox.

KCLau presents If either one of the joint-account holder dies, who gets the money? posted at KCLau's Money Tips, saying, "Let’s say you have a joint account with your spouse in a local bank. Due to an unforeseen accident, your spouse passed away (touch wood). Are you entitled to withdraw all the money in the account, say RM100k? The answer is not simply a “yes” or “no”. It actually depends on the bank’s rules and regulations. What I learn is that there are three possibilities."

nickel presents How do Federal Income Tax Brackets Work? posted at fivecentnickel.com.

Erika Collin presents 20 iPhone Apps to Increase Your Productivity posted at Web Design Schools Guide.

Jae Jun presents Book Review: Good to Great posted at Old School Value, saying, "A book review of Jim Collins "Good to Great""

Chelsy Albertson presents Are College Kids All Spoiled Nowadays? posted at Earn Money - Earning Money From Home, saying, "College kids seem to be very spoiled nowadays."

Jayson Gibson presents Hope for Homeowners Act of 2008 ?What's At Stake? posted at New Homes Section Blog, saying, "Information about the Hope for Homeowners Act of 2008. Details about problems in our current economy and how each problem relates to the Hope for Homeowners Act of 2008."

Helen Trump presents Turbo Continuity posted at Social Marketing by Michelle MacPhearson, saying, "Get more information about Turbo Continuity from this blog and grow your business more."

 

Louis Burns presents Crafting Mental Movies For Others posted at NLP Marketing Blog, saying, "This article is about not only visualizing your own goals but the experience you want other people to have as well."

The Shark Investor presents How To Outgrow The Self-Help Learning Stage posted at The Shark Investor, saying, "How to stop reading and start action"

Scott Miscall presents Investment Property and Fixer Upper Homes posted at Should you Consider Hard Money Finance?, saying, "Hard money finance can be a means to an end for some people and it can be beneficial. But, it really should be thought of as a last resort and not something to bank on for a long term solution."

 

Tees presents How To Stop A Foreclosure Process In Florida posted at Florida Foreclosure, saying, "Information on foreclosure in Florida and how home owners can protect themselves."

 

Investing School presents 25 Ingenious Ways to Spend Your Time in the Current Financial Crisis posted at Investing School, saying, "A fun piece during these trouble times!"


And there you have it. That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here next month!!

]]> The Carnival of Smarter Investing #20 tag:www.boozwatt.com,2008://1.215 2008-11-22T17:37:22Z 2008-11-22T17:49:41Z Welcome to the Twentieth Edition of The Carnival of Smarter Investing! We're back with our November edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpg
Welcome to the Twentieth Edition of The Carnival of Smarter Investing! We're back with our November edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.
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Business

Save Money presents Get FREE Gift Cards from Blue Cross Blue Shield posted at How I Save Money.net.

Madeleine Begun Kane presents Wall Street Woes posted at Mad Kane's Humor Blog.

Scott Host presents How to find a web hosting company posted at www.hot10hosts.com, saying, "This site ranks webhosts based on reputation, longevity of the business, cost, customer service, storage space, bandwidth, setup costs and features. You can sort your search by budget hosting, windows, or linux hosting, ecommerce hosting, reseller hosting and if they also offer domain registration."

Investing Angel presents Is Trading For You? » Free Stock Market Investing Tips posted at Stock Tips, saying, "Find out if the life of a stock trader is for you."

GETi.com presents GETi.com Coupons and Price Compare ?Price Compare posted at GETi.com Coupons and Price Compare, saying, "Coupons Discounts, Price Drops and Price Comparison Tools on everything you buy. Save on every purchase every day. Our unique price comparison tool updates prices on millions of items from hundreds of sites daily. Compare from every top merchant on the internet, find free shipping and save on taxes at GETi.com."

Rich Maltzman, PMP presents The WBS: Wall Street's Breakdown Structure posted at Scope crêpe.

Denis Dobrochasov presents Taken for a Ride posted at Chasov Blog - Your World Insight, saying, "Chasov Blog publishes professional and quality content discussing a wide variety of subjects and providing contrasting points of view on different subject matters. Some topics of interest include business creation, network marketing, life events, relationships, money, banking, news, television, movies, travel, education, biking, gardening, fitness and a variety of others."

Phillip Jeffries presents Email Marketing | Make Money Online posted at Make Money Online, saying, "This post explains some of the best ways to make money online through e-mail marketing. I hope you find it to be of use for the upcoming carnival."

Erika Collin presents 100 Essential Resources for Doing Business in China posted at BSchool.com Business Schools Directory.

GeekMBA360 presents What lessons I have learned (so far) from the current economic crisis? posted at GeekMBA360

Entrepreneurial

Call Center Consultant presents Why Start a Professional Survey Call Center posted at Call Center Jobs, saying, "Why you should start a professional survey call center"

Alvaro Fernandez presents The Brain Fitness/ Training Market: An Executive Summary posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, "An overview of the growing brain training market."

Dennis Scheffler presents Logo Design Ideas for Your Company posted at Logo Design Blog, saying, "A logo for your company will be the corner stone of your marketing efforts, so you need to come up with some logo design ideas that will really pop and get noticed."

Investing Angel presents Why Most Investors Buy High And Sell Low » Free Stock Market Investing Tips posted at Stock Tips, saying, "Some ways to avoid the mistakes of buying high and selling low."

Mert Erkal presents The Key Ingredients for Internet Success posted at www.searchforblogging.com, saying, "Make money blogging is not all about affiliate marketing, Google Adsense, paid reviews or selling your links. The ultimate target should be selling and promoting your own products using your blog, and evolve as an Internet entrepreneur throughout the time."

Financing

Contrarian Profits presents Alt-A Is the New Subprime posted at Contrarian Profits, saying, "All eyes are on the drama being played out on Wall Street today. But the cause of all the bloodshed was the downturn in the US housing market. This left banks and financial institutions with exposure to toxic subprime loans with a load of worthless securities on their books. This led to writedowns and losses. And the rest is history. Shockingly, given the scale of the crisis, John Maudlin says the housing crisis has a ways to run yet. Alt-A mortgages may the next to fall…"

Bankruptcy Access presents Credit Card Debt posted at BankruptcyAccess.com, saying, "The ultimate post about credit card debt."

Bankruptcy Access presents Credit Debt posted at BankruptcyAccess.com, saying, "All about credit debt- note: this is a completely different post than our previous one about credit card debt."

Sean Reynolds presents Economic Meltdown posted at Creativity, saying, "The perpetrators of the destruction of the world trade centre twin towers and the murder of 3,000 people on the 9th of November 2001 in New York sought by this dastardly act to strike at the heart of capitalism and thereby bring it down like a house of cards."

Bankruptcy Access presents Bankruptcy Chapter 13 posted at BankruptcyAccess.com, saying, "The ultimate Chapter 13 post!"

imarketing4s presents Are Debt Consolidation Errors Losing You Money? | Consolidate4Free: Free Debt Consolidation Articles posted at Free Debt Consolidation: Qualified Financial Management.

FIRE Getters presents Investing - Which Stock Market Indexes to Choose? posted at FIRE Finance.

Adam Sicinski presents The Financial Intelligence Factor | Mind Map posted at IQ Matrix Blog, saying, "The Financial Intelligence Factor is state of mind, that comes from being a certain way and doing certain things that attract wealth and abundance into your life. This IQ Matrix Mind Map is based on Jamie McIntyre’s best selling free book and DVD entitled “What I didn’t Learn at School but I Wish I Had.” Within this material Jamie discusses financial strategies and techniques that will help you to build towards the achievement of your Financial Objectives."

General Investing

Hustler Moneyblog presents Complete Sharebuilder Codes posted at Hustler $$$ Blog.

nickel presents Market Turmoil, Portfolio Drift, and Asset Allocation: Time to Rebalance? posted at fivecentnickel.com.

Praveen presents Taking out the DOG... posted at My Simple Trading System.

nickel presents Recovering From a Stock Market Decline posted at fivecentnickel.com.

KCLau presents The Malaysian Insurance Planning Guide by Meshio.com [REVIEW] posted at KCLau's Money Tips, saying, "A review about an ebook on insurance planning. The book is specially written to guide Malaysians on their next insurance purchase."

Joshua Seth presents 5 Steps To Prosper In Hard Economic Times posted at Joshua Seth Blog, saying, "As I write this article the stock market has seen historic declines, property values are declining, unemployment is on the rise, and inflation is increasing. A lot of people are justifiably worried and glued to the TV news every chance they can get. So what can you do about all this? Actually, quite a lot. You may not be able to change what’s happening in the world, but you can absolutely change how it affects you and actually profit by it in a big way."

KCLau presents Are you part of the NEET Generation? posted at KCLau's Money Tips, saying, "About NEET (Not in Education, Employment or Learning), the NEET generation and why there is NEET."

Andrea Smith presents What Are the Benefits of Debt Consolidation? | Consolidate4Free: Free Debt Consolidation Articles posted at Free Debt Consolidation: Qualified Financial Management.

Michael Snyder presents Christmas Was Not Originally A Christian Holiday posted at The Moral Collapse Of America.

Anya Portnik presents On being a motivational speaker… posted at Gavin Ingham.

Dave presents GOLD PRICES: a physical gold shortage, a paper gold surplus posted at Cheapo Groovo.

imarketing4s presents Choosing the Right Debt Consolidation Service? | Consolidate4Free: Free Debt Consolidation Articles posted at Free Debt Consolidation: Qualified Financial Management.

KCLau presents Financial Consideration for New Parents in Malaysia posted at KCLau's Money Tips, saying, "Recently, there is an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts might similar and worth our study. This sparks the idea of writing this post to share with you the financial side of being a new parent in Malaysia."

Adam Freedman presents How to Make a List of Rules to Invest By posted at The Investor's Journal.

Sun presents What Have I Bought with My Zecco Play Money? posted at The Sun’s Financial Diary.

Aussie Investor presents Quick Ratio Formula posted at Stock Market Investing For Beginners, saying, "In these uncertain times stock market investors really need to focus on fundamentals. One of the tools to help with this is the Quick Ratio. It's easy to calculate and when used properly it can help investors avoid buying stocks whose future may not be so rosy."

Big Larry presents How to Know if Your Bank is FDIC Insured posted at Out of Debt Christian, saying, "With 14 U.S. bank failures already this year, it is vital to be sure that your bank carries FDIC insurance on your deposits. Here are the easy steps you need to take to make sure that your money is protected in case your bank also runs into trouble."

Terence Gillespie presents Your Optimal Bailout Plan posted at Your Optimal Blog, saying, "As congress is drafting their bailout plan perhaps we should be drafting our own. Here is a 5-step plan that will put you and your family out of harms way during the hyperinflationary depression that is now inevitable. The very premise of Financial Planning, The US Dollar, is about to change. Your Optimal Bailout Plan provides the practical advice needed to navigate this unknown territory."

Ken Schulte presents How To Generate Your Own Alternative Energy At Home | Alternative Energy Secrets posted at Alternative Energy Secrets, saying, "Alternative Energy Secrets is all about exploring avenues of living greener and helping out the planet. Saving money is also a great topic of discussion as well."

Contrarian Profits presents Escape Financial Meltdown By Moving Assets Offshore Now posted at Contrarian Profits, saying, "On September 19, the SEC suspended short selling for 799 financial companies to “protect the integrity and quality of the securities market and strengthen investor confidence“. Since then the Dow has lost 165 points. The ban ends tomorrow. Eric Roseman says the legislation targets the wrong traders. Short sellers make the market more transparent. By blocking them, the SEC is violating the free market. The ban has so far failed to stabilize the markets. Don’t be surprised if the government now moves to target other safe havens such as gold and offshore accounts. Eric recommends investors move quickly to secure their assets in European strongholds like Switzerland and Liechtenstein."

Sandy Naidu presents Credit Card Debt - Debt Consolidation | FutureNestEgg posted at Future Nest Egg.

A.J. Brown presents Lucky Sevens: Perfect Time for Trading Stock Options posted at A.J. Brown's Options Trading Blog, saying, "Many traders saw stars on Monday, September 29. As the market plummeted, they took huge losses. And it's no wonder. The DOW dropped 777 points in a single day — the largest single point drop in history."

Sun presents The Market is Plummeting? – No Worries posted at The Sun’s Financial Diary.

Eric Twitty presents Should You Buy Stocks Right Now? posted at You Can Achieve Success!.

Patrick Bateman presents The $700 Billion Bail Out: (Part 2 of 2) Why It's Important For You!!! posted at One Million Bucks! (OMB!): My Personal Finance Journey.

Sandy Naidu presents Warren Buffet's Advice posted at Future Nest Egg.

Wenchypoo presents Frugality as a Recession Fighter and Depression Killer (L-O-N-G) posted at Wisdom From Wenchypoo's Mental Wastebasket, saying, "Rather long, but tells WHY to save for choice times to invest, like now when prices are low and financing is about to get cheaper."

Adam Freedman presents The Fundamentals of Successful Investing posted at The Investor's Journal.

MoneyNing presents How Your Portfolio Performance Compared With the Averages Determine the Risk You Are Taking posted at Investing School, saying, "Manage your risk at all times!"

Mac presents Top 10 Secrets of True Wealth posted at Actorlicious.

Big Cajun Man presents Canadian Personal Finance Blog » Blog Archive » Top 5 Investing Regrets In My Life posted at Canadian Personal Finance Blog, saying, "The top investing mistakes I have made"

Dividend Growth Investor presents Berkshire Hathaway Historical Total Return Performance posted at Dividend Growth Investor.

Adam Freedman presents Be Greedy When Others Are Fearful posted at The Investor's Journal.

Tony Huynh presents Bet on the US, I am posted at LimitlessUnits.com, saying, "Be greedy when others are fearful"

Erika Collin presents Brain Trust: 100 Ivy League Business & Entrepreneurship Courses You Can Take for Free posted at BSchool.com Business Schools Directory.

Ripe Trade presents Autumn panic lows posted at Ripe Trade, saying, "I highlight how historically, market panics and periods of market collapse such as 1857,1907, 1929, 1987and 1997 have ended in autumn."

MoneyNing presents Even A Decade Long Recession Will Be Okay posted at Money Ning, saying, "We will come out of this okay!"

Jared Schneider presents 5 Best Dividend Stocks posted at InvestorPitStop.com, saying, "In this stock market, investors need to find investments that still provide them with a return or a constant stream of income. Here are the best high-yield dividend stocks for stock market investors, period."

Adam Freedman presents Real Estate Investing Pros and Cons posted at The Investor's Journal.

MoneyNing presents Do Your Own Stock Analysis posted at Investing School, saying, "Stock analysis is a must to make money in the stock market!"

Joe Hayes presents Free Forex Tips posted at FreeForexTips.Info, saying, "Great free tips for those considering forex (foreign exchange) currency trading. Not sure I can pull the trigger yet but some folks make alot of money doing it."

Steward presents Dollar Cost Averaging In A Declining Stock Market posted at My Family's Money, saying, "This article argues that dollar cost averaging into a market that you know is in decline is not a good idea and will not minimize your timing risks. It is better to save your money until the market bottoms out and begins to recover before you commit it to the stock market."

Raymond presents How To Calculate and Track Your Net Worth posted at Money Blue Book.

Raymond presents How To Become A Millionaire and Get Rich In 10 Steps posted at Money Blue Book.

Eric Twitty presents Savings Plan: Do You Have One? posted at You Can Achieve Success!.

Christine presents Buying Stocks in a Volatile Market posted at Me, My Kid and Life: An American Single Mom Living in France, saying, "Looking for and finding the silver lining in these economically challenging times."

General Real Estate

Joshua Dorkin presents Help Foreclosure Pets The Silent Victims of Foreclosure posted at Real Estate Investing For Real, saying, "Note that the author of the article is Jim Watkins. Please consider this article as we're trying to spread the word about this great new way to save pets from foreclosure victims."

Joe Manausa presents Bailing Out The Banks? Actually Bailing Out America! posted at Tallahassee Real Estate Blog, saying, "While mainstream media refers to this as the "fat cat" bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped for even 1 week?"

Bob Schwartz presents So Much For The Bailout posted at San Diego real estate.

Peter Crump presents Credit No Money Down Real Estate Investing | Win-Win Real Estate Investments posted at Comments on: Profitable No Money Down Real Estate Investing On Credit..

Kirby presents Are you stupid for paying your mortgage? | Kirby on Finance posted at Kirby on Finance.

Joe Manausa presents Dave McCormick On Restoring Global Stability posted at Tallahassee Real Estate Blog, saying, "Under Secretary David H. McCormick made the following remarks about the current economic turmoil while speaking at Wharton’s Eleventh Annual Investment Management Conference. He identified how the chaos basically got started and acknowledged that we are now paying the price."

Rentals

Reba Haas presents Get on the bus to see Sound Transit's Link light rail progress? posted at Team Reba Real Estate, saying, "Recently I've been asked a lot about how property values are impacted by being near mass transit lines. In particular, light rail. If you're buying rental property in Seattle, you might want to get to know more about the upcoming light rail and this article will give you info on how to tour the upcoming system." 


That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here next month!!

]]> You Can Have It All - an article by author Masha Malka tag:www.boozwatt.com,2008://1.214 2008-11-11T17:33:17Z 2008-11-11T17:38:09Z I was asked by one of the reporters to describe how I balance being a mother working from home and having a career. The following article is the result of that discussion. When my first baby (Veronica) was born I felt that now I had it all – the loving husband and the baby I always wanted and waited so long to have! I just couldn’t get enough of her – I couldn’t wait for her to wake-up so that I could play with her; I wrote her songs and letters; made hundreds of pictures and videotaped her every progress.... the boozwatt team www.boozwatt.com mashabook.jpg

I was asked by one of the reporters to describe how I balance being a mother working from home and having a career. The following article is the result of that discussion.

When my first baby (Veronica) was born I felt that now I had it all – the loving husband and the baby I always wanted and waited so long to have! I just couldn’t get enough of her – I couldn’t wait for her to wake-up so that I could play with her; I wrote her songs and letters; made hundreds of pictures and videotaped her every progress.

]]> When Veronica was two years old something strange happened. As I was hanging out the laundry I felt tears running down my cheeks. And then I felt a deep yearning inside of me for something else, for something that was not a part of my life at the time. As much as I loved my baby and staying home with her, I had to do something else.

So I went back to school. I decided to continue my education through an online university (Capella University) so that I could still be with Veronica as much as possible. I studied while she slept and a year later I got a Graduate Certificate in Teaching and Training Online.

That same year I traveled to Las Vegas to attend a workshop on Accelerated Learning Techniques and became a certified trainer. Four months later I flew to Thailand to attend a Transformational Thinking Certificate Program. By then Veronica was three and a half years old and I was “working” on having another baby.

When I got back from Thailand I was so full of ideas and desire to start a career in training that I decided to postpone having the second child; yet, just two weeks later I discovered that I was 6 weeks pregnant!

“Well”, I said to myself, “Why should a pregnancy and a baby stop me from doing what I really want?!” So I proceeded to design my first workshop and delivered it when I was seven months pregnant. I have to mention that I had a terrible fear of public speaking and it took so much courage and determination not to give up my idea.

After the success of my first workshop I was “too pregnant” to deliver any more but I still felt I had to do something, so I converted my workshop into an e-book (“Discover Your Inborn Genius”), designed a website and 6 weeks later started selling it online. I knew absolutely nothing about e-books or selling them online when I had that idea.

My second baby Julia was born a week after Veronica’s 4th birthday. Three month later we sold our house and moved to Bulgaria! My husband and I wanted to do Corporate Training for Emerging Markets and decided to be closer to the action. Not knowing anyone there and with two young children, we dived right in to finding clients and developing our first workshop.

I put my desk in the living room so that I would not miss “any action” while I was writing workbooks and doing my research. I also hired someone else to do the house chores so that when I did not work I could just be with my girls.

I still wrote songs and letters to my kids, as well as took lots of photos and videos. My career, though demanding, provided a perfect balance for me.

When Veronica turned six and Julia turned three I felt like my life was getting a little easier. Girls where in school and more and more independent; I was in the middle of writing my second book and there was a big demand for my coaching services. Though I really wanted to have a boy, I decided my family was perfect as it was and that I should not have any more children and give more focus to my career.

Ha! As I said that to my gynecologist he has informed me (after the routine check-up) that I was pregnant!! Completely shocked and realizing that with the third child I might have to let go or postpone quite a few of my dreams I just did not know what to do!

Since I am still not sure “how it happened” (I mean we used the same protection we always used), I thought to myself that this was really meant to be and it was not for me to decide whether this was the right time or not. So I just decided, as with everything else in my life, to take it one step at a time and see what happens.

I did not give up on any of my dreams! Two weeks after my baby-boy David was born, my book was published! I felt like I gave birth to two children that year! The joy and fulfillment was indescribable!

I chose to breastfeed all of my kids; which meant frequent waking at nights and not much power to think or do much. Yet, I had to get back to work – my clients were waiting and the book needed attention.

When I had only Veronica and no career, I used to think that it would be impossible for me to take care of more children. I just could not image how some women did it!

Now, with three children ages nine, five, and one, as well as a rapidly growing career I realize that we greatly underestimate our power and our strength! I am a very petite 5’2” and 105 lbs woman who was always kind-of jealous of people with lots of energy (since I never seemed to have any). Yet, as I look back I realize how much I have already achieved!

My new book, The One Minute Coach: change your life one minute at a time published by a New York Publishing House – Morgan James Publishing - addresses many areas to assist others in creating balance in both their personal an professional life. I am busy doing what I love and I have created a perfect balance between my career and my family.

My children are growing up understanding that taking care of personal needs is just as important, if not more so, as taking care of other people’s needs. I still work from home and I am a very involved mom - attending all of the recitals, teacher meetings, doing project with my kids and taking them on “dates with Mommy”.

When we let go of our fears; do what we love; and just take it one step at a time - we can have it all!

Masha Malka is an entrepreneur, author, Clarity and Focus guru, international speaker and trainer as well as the mother of 3 children.

Masha has delivered workshops, seminars, written articles and books, and provided personal training and coaching in the field of success and the skill of learning since 1998.

She is the author of The One Minute Coach. This book is a great resource for anyone looking for more balance in their life. Order you own copy of The One Minute Coach within the next 24 hours and receive over $9,000 in bonus gifts from experts around the globe. Go to  http://mashamalka.com/bookpromotion/

]]> The Carnival of Smarter Investing #19 tag:www.boozwatt.com,2008://1.213 2008-10-10T18:53:33Z 2008-10-10T19:01:03Z Welcome to the Nineteenth Edition of The Carnival of Smarter Investing! We're back with our first week of October edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpg
Welcome to the Nineteenth Edition of The Carnival of Smarter Investing! We're back with our first week of October edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.
]]>

Joe Manausa presents How To Dispute Your Property Taxes posted at Tallahassee Real Estate Blog, saying, "As long as the assessed value does not exceed the market value they will raise the assessed value, so it is important to know what your property is worth today!"

Manoj Thulasidas presents Commodity Prices -- Who is Holding the Cards? posted at Unreal Blog, saying, "Here is a look at the causes and effects of the surge in food and energy prices. Among the myriad of economic reasons conjectured to be behind this so-called silent tsunami, I feel that the influx of institutional investment and speculation is the most likely cause. Originally written for the Wilmott Magazine, this article contains a bit of technical analysis."

David presents Investment Opportunities in Energy Independence posted at Physician Entrepreneur, saying, "Most likely, oil prices will not be going below $60/barrel, and this will encourage continued attention and investment in making America more energy independent. This represents an opportunity both for America, but also for those who invest in this trend. See the full article for details."

Dorian Wales presents How to Invest Wisely In a Bear Market? posted at The Personal Financier, saying, "Bear markets present a challenge for any investor with the end never in sight. How do we invest wisely in a bear market?"

Greg Swann presents Introduction to "A consumer's guide to the divorced real estate commission" - the eBook posted at BloodhoundBlog.

KCLau presents How not to Spend that Money? posted at KCLau's Money Tips, saying, "Article on how to prevent spending unnecessary money. Also 3 methods on how to do so."

Jody T Fransch presents Tips to Managing Student Finances posted at jody fransch.

Praveen presents Lehman, Merril Lynch, and AIG Lead to The "Unbubble" posted at My Simple Trading System.

Business

Scott Palat presents How To Acquire Students for Your E-tutoring Business posted at Scott Palat.

Brice Hogan presents Independent Profit Center The Review posted at My World | Independent Profit Center, saying, "This is a review of a very good business opportunity I have recommended to many of my clients to create extra income."

Bankruptcy Access presents File Chapter 7 Bankruptcy posted at BankruptcyAccess.com, saying, "A guide to filing for Chapter 7 bankruptcy if any entrepreneurs need it! Prepare ahead. :)"

Jacqueline Lloyd presents 10 Tips On How To Invest During A Global Recession posted at Precious Metal Investment.

Jacqueline Lloyd presents Nuclear Power is Coming Your Way posted at Precious Metal Investment.

Finance Tips 101 presents 6 Tips To Help To Protect Your Social Security Number posted at Finance Tips 101.

Entrepreneurial

Leorita Seneres-Velasquez presents Money Matters: Hobbies for Business posted at Money Matters.

Jay M presents Entrepreneurship in the conceptual economy - endless opportunities posted at 4 entrepreneur, saying, "a guide for entrepreneurs to navigate in the conceptual economy"

Financing

KCLau presents How a medium family can retire comfortably (Real Life Case Study) posted at KCLau's Money Tips, saying, "a success story about a frugal family. If everyone learn to manage cash flow like they do, there will be no financial problem in Malaysia."

Cyberslacking presents Cyberslacking tools on-line posted at Glowicki ProBlogger - Blogging Tips, saying, "bored in job? here you have tools to cyberslack and some decent ideas!"

Investing Angel presents Investments To Avoid posted at Stock Tips, saying, "Certain types of investments should just be avoided by beginner investors."


General Investing

Raag Vamdatt presents When “at-par” is not so good: New Fund Offer (NFO) versus existing MF schemes :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Kevin presents The 120 Minus Your Age Stock Allocation Formula posted at No Debt Plan, saying, "The old rule of thumb of "100 minus your age = stock allocation" is out. It's time to update the rulebook. People are living longer and wanting to retire earlier. We need more stocks in our portfolio to succeed."

Zach Scheidt presents China Medical Technologies, Inc. (ADR) (CMED) - Two Steps Forward, One Step Back posted at ZachStocks, saying, "China Medical is a strong company offering a unique opportunity. The shares are lower due to a security offering last week that added supply to the market. The company continues to grow revenue and earnings and operates in an attractive sector."

Wilfrid presents Are TIPS A Good Investment? posted at Your Finish Rich Plan, saying, "Protection against the ravages of inflation should be an integral part of every investor's long-term strategy"

Michael Cintolo presents A Booming Chinese Investment posted at The Iconoclast Investor, saying, "Stocks"

Del Sandeen presents How to Get the Most Out of Your 401(k) posted at Fiscal Liberty.

texasdave presents Forex Trading posted at Make Cash Online.

Sandy Naidu presents Top 5 Dirty Little Credit Card Tricks posted at Future Nest Egg.

One Family presents Trina Solar (TSL) – Outlook posted at One Family's Blog, saying, "The post presents an analysis of Trina Solar (TSL) stock valuation."

Leon Gettler presents Volatility rules posted at Sox First, saying, "The US market has taken a hammering. Volatile times, perfect for for a trader with the agility of Spider-Man and the mathematical chops of Steven Hawking, but for everyone else, it's just frustrating. Get used to it! Volatility is significantly greater in down markets than boom markets. The reason? Traders, like gamblers, chase losses. If they've lost lots of money, it's tempting to make big bets to try and get it back."

Elizabeth Potts Weinstein presents Investment Fraud: If It’s Too Good to Be True … posted at The Wealth Spa, saying, "There are legitimate alternative investments that, while risky, do provide a way to diversify your investments, and have a potential for large appreciation or cash flow. But how do you evaluate a great business opportunity or investment to decide if it is real or just a scam?"

The Stock Teacher presents Speculating On The Election posted at Stock Investment, saying, "If you think McCain is going to win the election, certain stocks may be worth betting on."

Sun presents What Have I Bought with My Zecco Play Money? posted at The Sun’s Financial Diary.

Joshua Dorkin presents Gambling at the Foreclosure Auction: High Stakes posted at Real Estate Investing For Real.

Ella Moss presents IT’S THE ECONOMY, STUPID! « Zodiac Times posted at Zodiac Times, saying, "possible solutions for today's economy"

Michael Cintolo presents 10 Observations About This Financial Storm posted at The Iconoclast Investor.

General Real Estate

Ace Elliott presents Avoiding Mortgage Foreclosure posted at Care on Credit, saying, "As the home mortgage market sways find out what you can do to anchor yourself and weather the foreclosure storm."

Amy L. presents How to Find an Affordable and Safe Place to Live posted at Housekeeping Tips, saying, "Without question, the downsizing of our economy is forcing many people to reconsider where they're living and whether or not they can really afford it."

Dave Peeples presents Government Intervention to Cause Short Sale Boom posted at Dave Peeples, saying, "According to the Wall Street Journal, Fannie Mae and Freddie Mac will be taken over by the United States Treasury Department as early as this Sunday. Many speculate that this move is made with the intentions of attemtping to restore confidence in the housing market, reduce borrowing rates, and to appease foreign governments that have invested in Fannie and Freddie. The impact on lender willingness and ability to process short sales is expected to cause short sales to surge."

Joe Manausa presents The Sign Is Up - Is Your Home Sold? posted at Tallahassee Real Estate Blog, saying, "During the booming real estate market of 2004-2006, it seemed all a homeowner had to do to sell a home was put a sign in the yard and then start evaluating offers. This is not so much the case anymore, we are back to a “normal” real estate market, where buyers are drawn to value."


That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here soon!!

]]> The Carnival of Smarter Investing # 18 tag:www.boozwatt.com,2008://1.212 2008-09-05T16:37:41Z 2008-09-05T16:43:59Z Welcome to the Eighteenth Edition of The Carnival of Smarter Investing! We're back with our first week of September edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpg
Welcome to the Eighteenth Edition of The Carnival of Smarter Investing! We're back with our first week of September edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.
]]>

Praveen presents Canadian National Railway (CNI) posted at My Simple Trading System.

Steven Lohrenz presents Avoid Foreclosure In The Future In Your Local Market posted at Help Stop My Foreclosure, saying, "Tips for avoiding foreclosure on your real estate properties."

Business

Finance Tips 101 presents WordPress › Error posted at Finance Tips 101.

Jonathan presents 10 Essential Keys on Building a Monavie Business posted at Health And Wealth With Monavie.

Entrepreneurial

maria gudelis presents Enlightened Wealth Institute - Don’t Dream About Making Money, Make It posted at Majestic Tech by an Enlightened Wealth Institute student.

Alvaro Fernandez presents Mind Games @ Venture Capital Journal posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, "The August issue of Venture Capital Journal brings a very good piece on the emerging brain fitness software (also called "neurosoftware") category:"

Financing

KCLau presents Frugal living doesn’t mean cheap posted at KCLau's Money Tips, saying, "List of benefits of being frugal and what frugality is about"

Raymond presents How To Get Your Free FICO Credit Score posted at Money Blue Book

Card Blogger presents 0% Balance Transfer Credit Cards posted at Credit Card Blog

General Investing

Sandy Naidu presents Easy Ways To Save Energy And Lower Your Energy Bills posted at Future Nest Egg.

Tammy Powell presents How to be a Profitable Landlord posted at Enlightened Wealth Institute student Tammy Powell.

Matthew presents The Plan posted at Investing Five Daily.

maria gudelis presents The One Reason the $400,000 homes in Las Vegas are HOT right now! posted at Maria Gudelis.

FIRE Getters presents Investment Risks at a Glance posted at FIRE Finance.

Michael Miles presents The idiots guide to saving posted at Effortless Wealth and Abundance.

siliconhaiku presents make money online posted at making money / haikus, saying, "been reading up online. so much to read."

Ben Dinsmore presents Should You Participate In Your Company's Employee Stock Purchase Plan (ESPP)? posted at Trees Full of Money, saying, "If your company offers an employee stock purchase program you would be well advised to consider it as an excellent investment vehicle."

David presents Investing in Bonds - The Basics posted at Physician Entrepreneur, saying, "Here is a guide to the basics in investing in bonds"

Raymond presents How To Open A Roth IRA Account And Which Broker To Use posted at Money Blue Book, saying, "none"

Livingalmostlarge presents $5 savings = $12000 posted at LivingAlmostLarge, saying, "$5 savings can lead to $12k if you do what this woman did."

The Investor presents How a boring broker will make you richer posted at Monevator.com, saying, "You’re going to laugh. You’ll think I’m mad. But I think you want to look for an online broker with a dealing screen that’s… boring. Dull. Colorless. This article explains why."

Sandy Naidu presents Tips On Saving Money At The Supermarket - Grocery Stores & Supermarkets | FutureNestEgg posted at Future Nest Egg.

Sandy Naidu presents Behavioral Finance - Investor Psychology - Behavioral Finance Stock Market Investment | FutureNestEgg posted at Future Nest Egg.

Sandy Naidu presents Emergency Fund Savings - Emergency Fund Tips | FutureNestEgg posted at Future Nest Egg.

Michael Cintolo presents Distort and short posted at The Iconoclast Investor.

General Real Estate

Joe Manausa presents HR 3221 - Good For Tallahassee posted at Tallahassee Real Estate Blog, saying, "For Fannie and Freddie, it seems they got much of what they asked for, and a few things they did not when the President signed HR 3221. It authorized $300B (B as in Billion) to expand the Federal Housing Administration (FHA) loan guarantee programs."

maria gudelis presents How to Snag WOW deals on real estate - Auction Source Revealed posted at Maria Gudelis.

Joe Manausa presents 3 Bogus Real Estate Statistics - Know Them Or Be Burned By Them posted at Really Better Real Estate, saying, "There is a disturbing habit of our recognized industry leaders to quote statistics that have no basis at all. Some of them are downright wrong! This article will recognize three of the most important bogus real estate statistics that everyone ought to know about."

Joe Manausa presents What Homes Have Sold? New Versus Resales posted at Tallahassee Real Estate Blog, saying, "New home sales versus resales, you might be surprised to find that builders are not helping with the current over-supply of homes on the market."

Joe Manausa presents Tallahassee Market Update posted at Real Estate Market Reports, saying, "Here is a housing inventory report, hot off the press for the housing market. The statistics are starting to point out that inventory levels seem to be falling for the first time in many years."

Tammy Powell presents ENlightened wealth institute student make offers in real estate posted at Majestic Tech by an Enlightened Wealth Institute student.

Adam Freedman presents Advice for First Time Home Buyers posted at Buy In Florida . net, saying, "Tips for first time home buyers and investors"


That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here soon!!

]]> The Carnival of Smarter Investing #17 tag:www.boozwatt.com,2008://1.211 2008-08-05T15:00:29Z 2008-08-05T15:12:26Z Welcome to the Seventeenth Edition of The Carnival of Smarter Investing! We're back with our first week of August edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpgWelcome to the Seventeenth Edition of The Carnival of Smarter Investing! We're back with our first week of August edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.]]>

Billy Akerman presents Teach Your Children Well | Beating The Stock Market posted at Beating The Stock Market, saying, "Prepare our children. Thanks for hosting the carnival"

Joseph Ekwu presents NSE- update « Josephekwu’s Weblog posted at Josephekwu's Weblog, saying, "My update on Nigeria stocks"

KCLau presents Average Monthly Household Income in 2007: Is it enough? posted at KCLau's Money Tips, saying, "According to a survey done by the Statistic Department for the Economic Planning Unit, published in Personal Money Magazine June 2008 edition, a typical family in Malaysia earns only RM3686/month. How much this is worth and how much can be spent."

KCLau presents The Money Book: A CAP Guide to Managing Your Money posted at KCLau's Money Tips, saying, "Published by Consumers Association of Penang (CAP), a run down on how to manage your money and a list of what the money book discusses."

Business

David presents If I Was Going To Start Up A Day Spa posted at Sugar Salon, saying, "For several years, I dreamt of opening my day spa. I would spend hours in my 10×10 cubicle planning the service menu, the decor, the marketing theme, the perfect location. I spent zero hours thinking of managing staff, bookkeeping, dealing with plumbing issues."

Tammy Powell presents Protection of your Assets posted at Majestic Tech by an Enlightened Wealth Institute student.

Rachel presents Exhibiting Strategies For Leaner Times posted at Tradetec Skyline.

Raymond presents Is My FDIC Insured Checking Or Savings Account Safe If My Bank Fails? posted at Money Blue Book.

Joel Gray presents Identity Theft Statistics Are Extremely Alarming posted at Finance Tips 101.

Entrepreneurial

Amanda Harris presents Baby Gifts Boutiques & Momprenuers posted at Pajama Mommy.

Call Center Consultant presents How to Start an Outsourced Call Center Service posted at Call Center Jobs, saying, "If you're looking for a start-up business opportunity with small upfront costs, you might want to consider staring an outsourced call center service."

Financing

Phil B. presents Stop Using Credit Cards « Phil for Humanity posted at Phil for Humanity, saying, "Save money by stop using credit cards."

Sally Thompson presents 14 Funny Jokes, Stories and Anecdotes for When You?re Having a Bad Trading Day posted at Currency Trading.net.

Flipping

admin presents Stupid PMI Tricks, Part 1 posted at Short Sales Riches, saying, "How PMI can help and hurt you in flipping properties."

General Investing

Diego Norte presents Creating Products By Procedure posted at Internet Business 101.

A.J. Brown presents Momentum, Reversals, and Bar Patterns posted at A.J. Brown's Options Trading Blog, saying, "Every day’s bar tells us something about what to expect the next trading day. In other words, today’s bar affects tomorrow’s bar. So how do we know what that effect will be?"

MoneyNing presents Did You Adjust Your Automatic Contribution to Investments This Year posted at Money Ning, saying, "Don't let the bad news deter you! Keep investing!"

Larry Russell presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Don't Overleverage posted at Stock Investing, saying, "Be careful with margin trading. If you take on too much leverage, you may risk a margin call."

Writers Coin presents Rethinking the Buy and Hold Strategy posted at The Writer's Coin, saying, "The Buy and hold strategy has been a staple of conservative investors for years, but is it time to rethink that strategy?"

Prophet presents Trading based on statistics posted at DayTradingProphet.com.

The Investor presents Should you swap your shares for an investment trust on a discount? posted at Monevator.com, saying, "Stock market pessimism means many investment trusts (also known as closed-ended funds in the US) are trading at heavy discounts. Would it be profitable to trade an existing portfolio of blue chips for similar holdings in a trust, then swap back in happier times? Or would trading costs be prohibitive?"

Investing Angel presents I Heart Luby’s (LUB) » Free Stock Market Investing Tips posted at Stock Tips, saying, "Author explains his investment in Luby's, a small cap value company."

A.J. Brown presents Is Wall Street Rigged? posted at A.J. Brown's Options Trading Blog, saying, "If you've ever had a 401(k) or just about any kind of retirement plan, you've probably heard the popular advice that you should "buy and hold." Frankly, this popular line is a little bit of investing propaganda."

George Guarini presents How well do you know YOUR bank? posted at Bankers Exchange Services, saying, "How to safely invest more than $100K into one bank using the CDARS program."

Ben Dinsmore presents Should You Borrow Money From Your 401K? posted at Trees Full of Money, saying, "If you need cash and your financial situation leaves you no other alternatives, borrowing money from your 401k might help you get your financial life back on track."

Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Democrats and Offshore Drilling posted at Stock Investing, saying, "Author discusses the lunacy of the Democratic opposition to offshore drilling."

The Hoss presents Beginner Investing posted at Hoss Cents Free Financial Money Magazine, saying, "Tips for those new to the investment world. What items the new investor must take into consideration when developing an investment strategy."

Steve Faber presents - Stock Market Terms – The Top 10 Terms You Need to Know (Part 2) posted at DebtBlog.

Helen Anderson presents 3 Warnings Signs Your Bank May Fail posted at Bankaholic.

Lane Wright presents Three Forex Trading Strategies posted at Awesome Forex Alerts.

Wilfrid presents Money In The Bank - How Much Of It Is insured? posted at Your Finish Rich Plan, saying, "Your protection can often exceed the advertised $100,000"

FIRE Getters presents Investing - Total versus Annual Returns posted at FIRE Finance.

Tammy Powell presents Which Way Your Money Must Go — Real Estate Investing or Security Bonds? posted at Majestic Tech by an Enlightened Wealth Institute student.

Decision Care presents 5 Essential Habits to Avoid Financial Disasters posted at DecisionCare, saying, "An important article about using simple tips to prepare for financial crises. Thanks for reading!"

Lisa Spinelli presents Stock Market Investing Tips 101: #8- A Legendary Stock Watch Worksheet | Greener Pastures: Personal Finance posted at Greener Pastures: Personal Finance.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

imarketing4s presents The Keys to a Happy Retirement | LoanHunt.com posted at LoanHunt.com.

General Real Estate

Joe Manausa presents Understanding Trends In Real Estate posted at Tallahassee Real Estate Blog, saying, "Actual inventory trend analysis helps us to understand the overall movement of our residential inventory over a period of time. Of all the trends in real estate that we study, inventory trends are the most important. The longer the period of time that we study, the less that “noise” affects our view."

Erica O'Leary presents Combine Sections 121 & 1031 for Maximum Tax Benefit posted at Bankers Exchange Services, saying, "Knowing how to maximize tax benefits offered by the IRS can save thousands."

Tammy Powell presents Things You Have To Know in Real Estate Investment posted at Enlightened Wealth Institute student Tammy Powell.

maria gudelis presents Is real estate investing today like catching a "falling knife"? posted at Maria Gudelis.

Joe Manausa presents Housing Prices Decline Slightly - A Clear Picture Is Forming posted at Tallahassee Real Estate Blog, saying, "While there have been many articles written on the declining real estate market, most are filled with facts and figures that are difficult for the lay-person to follow. This article is filled with easy-to-understand graphs that demonstrate the modest decline in home prices."

Mark J. Donovan presents Final Walk Through Inspection Checklist | New Home Construction posted at HomeAdditionPlus, saying, "If you are about to close on a newly built home make sure your do a final walk through home inspection first. This article provides some good tips on what to look for when conducting a final walk through home inspection."

Livingalmostlarge presents Frugal Condo Tip posted at LivingAlmostLarge, saying, "Have you considered your HOA when purchasing your condo? Does it matter for resale?"

Shane Wilson presents Beginning Investors Guide To Making Money in 2008 posted at Michael Shane Wilson.

Joe Manausa presents Tallahassee Real Estate - Market Graphs Updated posted at Tallahassee Real Estate Blog, saying, "A compilation of real estate market graphs that shows different segments of the real estate market and how it is performing."

Tammy Powell presents Top Ten Cities to invest in real estate based on Risk Index posted at Enlightened Wealth Institute student Tammy Powell.

Stewart Hsu presents Rule of Thirds: What Makes a Real Estate Investment Successful posted at Stewart Hsu, saying, "3 key elements, each equally important, that are critical for a successful real estate investment"

Stewart Hsu presents David Lindahl posted at Stewart Hsu, saying, "David Lindahl has acquired over 5,000 apartment units in less than 10 years, he is a sought after speaker, come read about him."

Tammy Powell presents Enlightened Wealth Institute student Tammy Powell » Blog Archive » » Real Estate Investment in Times of Crises posted at Enlightened Wealth Institute student Tammy Powell.


That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here soon!!

]]> How To Trade Currency Right tag:www.boozwatt.com,2008://1.209 2008-06-30T20:15:30Z 2008-06-30T20:40:53Z I want to show you how to trade currency the right way. This is an excellent opportunity for all the people that want to earn a second income from home.A Plan: When you're attempting to go trading, you're going to need a plan. You don't get in front of your computer and just start trading. You need to have very distinct plans that state, I'm going to do A, B, C than D. If you don't have a plan, than you have to wing it on the fly. You never really get to access what really works because you're trying something new and different each time. As well, the energy you used to create the new strategy each day, takes away from the energy of applying it, making you less productive. Be smart and have a daily plan you implement that follows steps.... the boozwatt team www.boozwatt.com I want to show you how to trade currency the right way. This is an excellent opportunity for all the people that want to earn a second income from home.

  • A Plan: When you're attempting to go trading, you're going to need a plan. You don't get in front of your computer and just start trading. You need to have very distinct plans that state, I'm going to do A, B, C than D. If you don't have a plan, than you have to wing it on the fly. You never really get to access what really works because you're trying something new and different each time. As well, the energy you used to create the new strategy each day, takes away from the energy of applying it, making you less productive. Be smart and have a daily plan you implement that follows steps.
]]>
  • Economic/Political Affects: You have to understand that economic and political news can greatly affect the price of a currency. It is in your best interest to check the news before you start trading to make sure there isn't any political news or economic news that is expected to come out. No matter how good you are analysis of currencies are, you're never going to be able to deal with the volatile actions caused by political and economic news. Pay particular attention to political policies that change taxes and regulations on the economy.
  • Forex Software: You should definitely get your hands on Forex software because it will allow you to trade like a larger firm. Software can automate the process and take care of those tasks that are repetitive. This software can even search through currencies to find profitable trades.

    • The automated software of Forex Killer will give you an immediate edge in the market. Make trades that work for your profit line. For more information on the Forex Killer software, check out Forex Charting Software.

    About the Author: Charles Nash

    Distributed by Ezine Articles.com | All Rights Reserved. This article does not represent the ideas, opinions or impressions of boozwatt.com, nor does it endorse or control the content within.

    ]]>     Forex Raptor Vs Forex Killer tag:www.boozwatt.com,2008://1.208 2008-06-30T20:13:22Z 2008-06-30T20:22:49Z Forex Raptor is a new automated trading software for the home based user. It enjoys the endorsement of leading Forex experts and has an impressive track record. It is interesting to see how this software compares to a more well know software such as the Forex Killer program.What are the similarities and differences of these 2 softwares?... the boozwatt team www.boozwatt.com Forex Raptor is a new automated trading software for the home based user. It enjoys the endorsement of leading Forex experts and has an impressive track record. It is interesting to see how this software compares to a more well know software such as the Forex Killer program.

    What are the similarities and differences of these 2 softwares?

    ]]> What do they do?

    Forex Raptor can actually trade automatically for you without your active participation, or you can trade manually through it. Forex Killer is an advisory tool which means that it just tells you what to do and you need to make the transactions yourself.

    Currency Pairs

    Both these softwares can work in multiple currency pairs from around the world. Every major pair will work.

    Location

    You can use both softwares from everywhere in the world

    Ease of Use

    Both of these softwares take a little time to get a handle on. Expect a week or two until you get them down perfect. Overall, they aren't too complicated.

    Who are they for

    Both Forex Raptor and ForexKiller are perfect for new and medium traders. Veterans can also find them useful as a supporting tool.

    Platform

    Forex Raptor can work with any MT4 broker. Forex Killer will work with any trading platform.

    How Much money can you make

    The potential is impressive with both of these softwares, but it is truly up to you, how much you trade, how well you follow what the program tells you, and other factors.

    Track record

    Forex Killer has a longer track record than ForexRaptor. It's just been around longer.

    To read more about this Forex Killer, click here: ForexKiller Review.

    About the Author: John J. Drummond

    John Drummond works from home. He writes often on business, trading, and finances.To read John Drummond's review of Forex Raptor, click here: ForexRaptor Reviews.

    Distributed by Ezine Articles.com | All Rights Reserved. This article does not represent the ideas, opinions or impressions of boozwatt.com, nor does it endorse or control the content within.

    ]]>     5 Tips on How to Become Wealthy Trading Forex tag:www.boozwatt.com,2008://1.207 2008-06-30T20:10:19Z 2008-06-30T20:12:34Z Let 's look at 5 things to avoid if you want to make consistent money with Forex.Let's start with 5 common errors you should avoid.1. Stay away from day trading the market. With all the volatility and numerous outside influences, it is a losing proposition to get involved in day trading.... the boozwatt team www.boozwatt.com Let 's look at 5 things to avoid if you want to make consistent money with Forex.

    Let's start with 5 common errors you should avoid.

    1. Stay away from day trading the market. With all the volatility and numerous outside influences, it is a losing proposition to get involved in day trading.

    ]]> 2. Avoid guess work. Trying to predict what is going to happen on the Forex market is difficult at best. The trader that falls into this trap will eventually come back to bite you because trading currency simply cannot be guessed.

    3. Don't trade with money you cannot afford to lose. Trading with money that should be allocated on your personal budget elsewhere is plain unsmart. Traders do dumb things when they panic and trading with money you really don't have causes panic.

    4. Do not try to buy a currency low and sell it high. This may work in the equity market but with currency trading it is not the way to go. It translates into having to predict again where highs or lows will form.

    The truth is many major market moves begin from new market highs not lows. The best way to do it is buying the breaks as the chances are more in your corner and you often see large trends come up if, the breakout is from a genuine resistance level.

    5. Do not trade without help. You should start off trading Forex with a practice account.

    Most importantly, get a really good, reliable software program that is tested and has proven results.

    Author Section: Bob Noni

    Get an Objective Review of the Most Popular Forex Trading Software Programs. Forex Trading System Review is the place to visit.

    See What Forex Trading Software REALLY Works! forex-trading-system-review.com is the place to visit.

    Distributed by Ezine Articles.com | All Rights Reserved. This article does not represent the ideas, opinions or impressions of boozwatt.com, nor does it endorse or control the content within.

    ]]>     Forex Trading For Beginners - 10 Common Beginners Mistakes That Will Wipe You Out ! tag:www.boozwatt.com,2008://1.206 2008-06-30T20:05:07Z 2008-06-30T20:24:15Z This article is all about forex trading for beginners and mistakes NOT to make and the fact is most new traders do make them. Avoid them at all costs here they are...... the boozwatt team www.boozwatt.com This article is all about forex trading for beginners and mistakes NOT to make and the fact is most new traders do make them. Avoid them at all costs here they are... 1. Trusting a Forex Robot

    You will make money for life by paying $100.00 for a forex robot. Does anyone believe this?

    Yes thousands of traders - but what they really need to look at are the track records there all simulated in hindsight and not real and anyone can do that.

    If you really want to wipe yourself out, using a 100 buck forex robot is a good place to start.

    2. Day Trade or Scalping

    This method is doomed to failure you can't win because you can't get the odds on your side and all short term volatility is random.

    Sure, you hear day trading system vendors say they make money - but like robots above its simulated profit and you can't spend simulated profits

    3. Predicting Prices in Advance

    A great way to lose. Prediction is another word for hoping and guessing and that won't get you far in life, let alone forex trading.

    Trade price action as you see it and not as you think it might be otherwise your predictions will end up as accurate as your horoscope.

    4. Trading Forex News

    The problem is prices don't move to the fundamentals, they move to how traders perceive them and sentiment and you can't trade news events. That's why market crash when there most bullish and rally when there most bearish.

    5. You won't get Weeks of Losses

    Yes you will and you may even get months. That doesn't mean you can't win, you can but you have to lose to win. Many traders believe all the nonsense they read about trading with scientific accuracy and making a regular monthly income, well that's not forex trading!

    6. Over-leveraging

    A very common error just because a broker gives you 200:1 leverage doesn't mean you need to use it.

    Most traders leverage up to high and a small move sees there stop hit and there trades wiped out. Use lower leverage, if you want to win.

    7. Not Understanding the Odds & Money Management

    Most traders simply don't understand the odds of success and a fatal errors is to think the risk reward of a trade is the profit target - the stop its not.

    We don't have time to discuss this in greater detail here, just look up our other articles. If you don't get your money management right, you will never win.

    8. Not Knowing Your Trading Edge

    If you ask most traders what their trading edge is you will be met with a blank expression but you need to know it and have confidence in it to lead you to success!

    Your edge is why you will succeed when 95% of traders fail. If you don't know what your trading edge is - continue your forex education until you do.

    9. Lack of Discipline

    If you don't have a trading edge and know why you are going to succeed then you won't have discipline.

    Discipline is vital to currency trading success. You need the discipline to take losses short term and stay on track, to hit the winners and make overall profits. If you don't have the discipline to follow your forex trading system, you don't have one

    10. Forex Trading is Easy!

    Partially right it's easy to learn but far harder than most people think to make money at and that's why 95% of traders wipe themselves out quickly.

    The Good News is

    If you can get the right forex trading education and adopt the right mindset, you can learn currency trading the right way and make a great second or even life changing income in just 30 minutes or less a day.

    The key is to work smart not hard, avoid the myths and losing traits and focus on being a winner.

    Author Section: Kelly Price

    NEW! 2 X FREE ESSENTIAL TRADER PDFS
    ESSENTIAL FOREX TRADING COURSE

    For free 2 x trading Pdf's, with 50 of pages of essential info and more on Forex Trading For Beginners visit our website at: http://www.learncurrencytradingonline.com

    Distributed by Ezine Articles.com | All Rights Reserved. This article does not represent the ideas, opinions or impressions of boozwatt.com, nor does it endorse or control the content within.]]>     Strategies in Forex Trading - What Are the Forex Autopilot Results? tag:www.boozwatt.com,2008://1.205 2008-06-30T20:03:26Z 2008-06-30T20:04:35Z I am sure that you have already heard about the Forex Autopilot software if you have interest in the foreign exchange market. Making money on the forex markets is not easy, but there are definitely many tools that any average trader can use to shorten their learning curve and start making money right away.I will be discussing the Forex Autopilot software in this article and some of its benefits that I have found in my experience after using it.... the boozwatt team www.boozwatt.com I am sure that you have already heard about the Forex Autopilot software if you have interest in the foreign exchange market. Making money on the forex markets is not easy, but there are definitely many tools that any average trader can use to shorten their learning curve and start making money right away.

    I will be discussing the Forex Autopilot software in this article and some of its benefits that I have found in my experience after using it.



    ]]> 1. My Experience with the Forex Autopilot Software

    The biggest benefit of this software is that it does everything by itself, 100% automatically once you have configured the parameters to run. It cuts you out from having to deal with the volatility of the markets. It is these ups and downs that cause most traders to lose their shirts quickly, and I would highly recommend you against day trading if you have very little experience in the Forex markets.

    2. What Are The Advantages of Using The Forex Autopilot?

    Every trader wants to make the maximum amounts of profit quickly, but human emotions and greed often cause even the best of trades to turn out really bad. I find the Forex Autopilot takes profits very well and always does so at the optimal point before the market changes direction. It likes to take small profits and make many profitable trades.

    The author also makes updates continually to the software to improve its performance. Recently, the author added the capability of Forex Autopilot to work with other trading bots and your manual trades, and also it can now manage multiple trades whereas in the past it could only manage one trade at a time.

    About the Author: William Barnes

    Are you looking to download Forex Trading Software and Strategies? Don't download it until you read the author's review of the Top 5 Forex Trading Systems on the web at http://www.review-best.com/forex-trading-robots.htm first.

    The author has found a 100% automated Forex Trading Robot that is making him over 20% returns on his capital every month. CLICK HERE to find out about it!

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    ]]>     Forex Orders Any Trader Should Know tag:www.boozwatt.com,2008://1.204 2008-06-30T19:57:19Z 2008-06-30T19:58:30Z Trading the forex market is not a hard job, but just like any job, it requires knowledge. One of the essential pieces of knowledge a trader needs is about trading orders. Currency trading is done with orders given to a computer, and without fully understanding that or using an automated system, a trader is doomed to fail. All forex orders can be given by an automated trading system, but it is good to know them, just in case.... the boozwatt team www.boozwatt.com Trading the forex market is not a hard job, but just like any job, it requires knowledge. One of the essential pieces of knowledge a trader needs is about trading orders. Currency trading is done with orders given to a computer, and without fully understanding that or using an automated system, a trader is doomed to fail. All forex orders can be given by an automated trading system, but it is good to know them, just in case. The most popular order is the spot price order, which can be either buy or sell. A buy order will buy the currency pair at the ask rate, and the trader can profit in this situation when the exchange rate goes up. A sell order will either close a buy position or open a short sell position at the bid price, and in this case, the trader will profit when the exchange rate is going down.

    A stop loss order is one of the most important orders in the forex market. Its job is to prevent big losses from becoming even bigger. It's a well known safeguard, and it is also very common in the stock market. A long trade, or a buy trade, will be terminated by a stop loss order when the exchange rate goes below the stop loss point. A short sell trade will be terminated when the exchange rate goes above the stop loss point.

    Limit orders are also useful forex orders. These orders are future orders which are executed only when a certain price is reached. A buy limit order will be executed when the exchange rate of a certain pair is below or at a certain rate. A sell limit order will be executed when the exchange rate is at or higher than a certain point. One very famous limit order is the take profit order.

    Taking profit is very important in the forex market, and the limit order is perfect for that. When the exchange rate reaches a certain point, the trade is automatically ended with a guaranteed profit. The take profit order can be place on both buy orders and sell orders, which guarantees traders their profits will be in their bank accounts easily.

    You can avoid all the hassle of using the correct forex order by getting a forex trading system which does all the job for you. You can get one, such as Forex Funnel, from the Forex Funnel review of Great-Info-Products.com.

    About the Author: Nadav Sanir

    Nadav Snir is a stock market trader and forex trader. You can find more information about forex trading and forex brokers at his site at http://Great-Info-Products.com/Forex/index.html

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    ]]>     5 Reasons For Entering the Exciting World of Currency Trading tag:www.boozwatt.com,2008://1.203 2008-06-30T19:54:41Z 2008-06-30T19:56:31Z Currency trading offers a host of benefits for the small investor today and here we look at just five reasons for taking advantage of the lucrative world of Forex trading.... the boozwatt team www.boozwatt.com Currency trading offers a host of benefits for the small investor today and here we look at just five reasons for taking advantage of the lucrative world of Forex trading. 1. The 24 Hour Nature Of Trading.

    The majority of the world's trading markets operate out of fixed trading centers and to strictly limited hours, normally between Monday and Friday. However, because currency trading takes place around the world you have the ability to trade 24 hours a day 7 days a week.

    This means that, since most private traders operate from their own homes, you can decide just when you want to trade, whether it is in the morning, afternoon, evening or even in the middle of the night. It also means that, whatever happens in the world, you have the ability to take advantage of events and their effect of particular currencies instantly and are not frustrated by having to wait for the market to open.

    2. Very Low Trading Costs.

    With many traditional markets, including the equity markets, trading costs can be high and brokerage fees in particular can quickly mount with commissions on even quite small trades being $20 or $30 and commission on larger traded running into hundreds of dollars. Trading costs are however very much lower in currency trading and the electronic nature of the market means that even the traditional bid/offer spread is much lower on currency trades than of other market trades.

    3. High Leverage.

    The Forex market is not the only market which allows you to trade on leverage but leverage in currency trading is typically far higher than that seen elsewhere. For example, professional equity traders will generally be permitted to leverage ten times their capital whereas even private currency traders are typically permitted to leverage one hundred times their capital. Of course you do have to be careful and one downside to the availability of high leverage trading is that it can lead not only to high profits, but also to high losses. Fortunately however the market tends to regulate risk management fairly tightly.

    4. Limited Slippage.

    Unlike many markets, currency trading offers the immediate execution of trading orders at real-time prices and, in almost all cases, this means that the price you see is the price you pay. For people who have experienced trading in other markets there is nothing more frustrating than executing a trade only to find that by the time the trade is settled prices have moved and you end up with less money than you expected.

    5. The Ability To Profit From Rising And Falling Markets.

    Equity traders know only too well the cycle of Bull and Bear markets which has a dramatic effect not only on profits, but also on the ability to actually trade. Fortunately, the structure of the currency trading market means Forex traders do not suffer from such problems. Because currency trading always involves a pair of currencies, if you are short on one currency then you are long on the other and so the possibility of profiting is always there regardless of whether the market is falling or rising.

    About the Author: Donald Saunders

    LearningForexTradingOnline.com is the ideal place to learn Forex and provides information on a wide range of topics including simulated Forex trading.

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    ]]>     The Carnival of Smarter Investing #16 tag:www.boozwatt.com,2008://1.210 2008-06-30T11:59:41Z 2008-08-05T15:11:22Z Welcome to the Sixteenth Edition of The Carnival of Smarter Investing! We're back with our best edition of CoSI yet, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.... the boozwatt team www.boozwatt.com carnival.jpgWelcome to the Sixteenth Edition of The Carnival of Smarter Investing! We're back with our best edition of CoSI yet, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to submit your article for the next edition, you can do so here.]]>

    teenvestor presents Portfolio again posted at Value Investing, and a Few Cigar Butts.

    ioventuresinc.com presents A Good Leader Knows When To Change Course posted at Teamwork.

    Shane Wilson presents Small Actions = Big Changes posted at Michael Shane Wilson.

    Joshua Seth presents The Secret to Time Management posted at Joshua Seth Blog.

    KCLau presents How to Identify and Invest in the Hot Stocks of Tomorrow posted at KCLau's Money Tips, saying, "A review of the book "Finding the Next Starbucks by Michael Moe.""

    Steve Alexander presents 5 Tips For Choosing Small Cap Value Stocks posted at MagicDiligence - Optimizing Joel Greenblatts Value Stock Strategy.

    Amy S Quinn presents Top 25 Most Influential People in Forex posted at Currency Trading.net.

    NLHE Player presents NLHE Cash Game Basics posted at No Limit Holdem Advice, saying, "Author presents some basic tips to play no-limit hold'em in a ring game setting."

    Sally Thompson presents Recession Proof Your Portfolio: 50 Best Blogs for Free Investment Advice posted at Currency Trading.net.

    KCLau presents Insurance Planning Guide for Malaysians [Review] posted at KCLau's Money Tips, saying, "A review of Insurance planning guide for Malaysians. This book was written to make you more aware of life insurance protection. Hopefully it will prevent you from suffering and regretting over buying insurance for the wrong reasons."

    ioventuresinc.com presents Burned By Bad Coaching? posted at CMOE- Coaching.

    ioventuresinc.com presents Pull Your Team’s Wagon posted at Teamwork.

    Heather Johnson presents 5 Ways to Prepare For a Recession posted at eFIPO.

    Zack Oliva presents College Finance 101 | We Feel Ya! posted at College Finance 101, saying, "The ONLY stop that college students need to make for financial advice, textbook deals, and credit counseling!"

    Mag Herrera presents What I like about Credit Cards posted at Life. Money. Development., saying, "A balanced review of credit cards' nature and usage."

    nickel presents The Best Online Discount Brokers (Updated) posted at fivecentnickel.com.

    Adrian Savage presents How to Cope with More of Those Pesky Distractions - Stepcase Lifehack posted at Lifehack.org.

    Jose DeJesus MD presents Business Startup - Testing Your Idea and Yourself posted at Physician Entrepreneur.

    Neelakantha presents Top 50 Useful Financial Apps for Your iPhone or Blackberry posted at Currency Trading.net.

    KCLau presents How inflation affects your life? posted at KCLau's Money Tips, saying, "an article on how inflation can affect your life."

    Neelakantha presents 10 Beautiful Private Islands for Sale (That You Could Actually Afford) posted at International Listings Blog.

    Business

    Kian Middleton presents 7 Easy Steps to Build Your List For Free posted at Lee McIntyre's Honest Marketing Blog.

    David Cassell presents Degrees For High Paying Entry Level Positions posted at selectcoursesblog.com.

    Brian Terry presents What are the top 17 sources of affiliate traffic? posted at Big Selling Affiliates Blog.

    D. Singh presents MySpace Moving Into New Internet Marketing Arena posted at Internet Marketing Blog, saying, "MySpace, still the highest trafficked Social Networking site with 110 million active users a month."

    Robert Phillips presents What the Heck is Radio Marketing? posted at CYBERCA$HOLOGY.

    Brian Terry presents How to Create High Profit Margin Products posted at Big Selling Website Design.

    James Lee presents The Seduction Game… of Marketing posted at Online Business Freedom.

    Abdulrasool Sumar presents 401k Plans for a Small Business Owner posted at 401k, saying, "Contributing to a 401k plan has become ever more easier for small business owners as a result of new legislation brought about by the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA). The EGTRRA has made 401k plans more flexible, easy and beneficial for a small business owner. First, a small business 401k is also known by its other names; Individual(K), Solo 401k, or Self Employed 401(k). Another common misrepresentation of small business 401k plans is that only sole proprietors can open them. This is incorrect; infact partnerships & corporations can also opt for a small business 401k provided they are owned by eligible plan participants."

    Sam Carrara presents The Secret To Blogging Success posted at Sam Carrara's Marketing Education.

    Ian Richardson presents How To Choose Your Specific Niche for a Successful Internet Business posted at Make Everything EzyAs123, saying, "An article on how to choose a specific niche for a successful internet business"

    James Lee presents The Journey of Entrepreneurship Event at USC posted at Online Business Freedom.

    TerryT2 presents Negotiation Tactics and Tricks posted at Actual Real Estate Profits, saying, "Post describes negotiating tricks and tactics as well as counters."

    Ian Bert Tusil presents The Sticker Printing Process And Working Out The Turnaround Time posted at Expert's Advices.

    Andy Fletcher presents New Age Railroading posted at Andy Fletcher's Custom Trains Blog, saying, "Feel the pulse of American railroading. See how freight moves on today's railroad."

    Hanna Kassis presents Budget Series: Be in control at all times. posted at College Finance 101.

    Taylor Coburn presents What To Do When You Are Stuck posted at Internet Business at ProcessToProfits.

    Michel Fortin presents Apply The Law of Contrast to Build Desire posted at The Michel Fortin Blog.

    Finance Tips 101 presents Scholarship And Grant Information For Interested High School Graduates posted at Finance Tips 101.

    Dr. Joe Capista presents How to Find the Best Mentor for Your Needs posted at The Success Triangle, saying, "When someone is just setting out on a business venture, it is imperative that they find a mentor. A mentor can escalate your business, boost your self-development and improve your business know-how. To be truly effective you should look for mentors with various types of expertise so that you can learn from all of them and use the knowledge to make yourself a better person and run a more successful business."

    Entrepreneurial

    Alvaro Fernandez presents Report: The State of the Brain Fitness Software Market 2008 posted at SharpBrains, saying, "An introduction to the growing Brain Fitness Software Market"

    Rena Williams presents The Vehicle To A Successful Retirement posted at Your Success Corner.

    Dave presents Google Checkout and PayPal Limit Entrepreneurial Opportunities posted at Cheapo Groovo.

    Steve Faber presents - Lessons About Investing – Beginning Investing Mistakes to Avoid posted at DebtBlog.

    Jose DeJesus MD presents Physician News Featured Articles for Week Ending 6/13/08 posted at Physician Entrepreneur.

    Jose DeJesus MD presents How to Stay Focussed on the Big Picture posted at Physician Entrepreneur.

    The Shark Investor presents Buying a Franchise - Do It The Right Way posted at The Shark Investor, saying, "Investing in franchise business - how to do it right"

    Financing

    KCLau presents Financial Security: How you feel it? posted at KCLau's Money Tips, saying, "Article on acquiring financial security and how to increase or protect finances."

    Personal Finance Claims presents OFT Launching New Website To Help Credit Card Users posted at Personal Finance Claims.

    Jose DeJesus MD presents Business Loans - How to Get Funding for Your Business posted at Physician Entrepreneur.

    Investing Angel presents Studying The Stock Market Trends During Recession » Free Stock Market Investing Tips posted at Stock Tips.

    presents Brighter Sides & Greener Grass posted at HelpMyCashGrow.com.

    Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Is Small Cap Value The Key For 2008? posted at Stock Investing, saying, "Small cap value stocks performed poorly in 2007. Will 2008 see a resurgence of small cap value?"

    Eric presents Growing Money posted at Make Money Blog, saying, "Tips on making money, avoiding scams, growing money, and overcoming poverty."

    Finance Tips 101 presents The Pros And Cons Of Personal Loans posted at Finance Tips 101.

    Davexplorer presents The Guru of Investors - Warren Buffett posted at Millionaires Ladder, saying, "Thank you for hosting the carnival, and if your interested in working on a project together feel free to let me now. Cheers, David"

    The Fund investor presents Why Invest In Mutual Funds? posted at Mutual Fund Investing Tips, saying, "Many people invest in mutual funds without really understanding the benefits of this type of investment vehicle."

    Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Growth vs. Value Investing posted at Stock Investing, saying, "The pros and cons of investing in growth vs value stocks."

    Reba Haas presents Underwrite to Approve, Document to Defend posted at Team Reba Real Estate.

    Reba Haas presents How to survive a Bear (market) Attack! posted at Team Reba Real Estate, saying, "Eric Aasness, a major loan originator in the US, has some words of wisdom on surviving as a borrower in the current lending market."

    Investing Angel presents Why I'm Shorting Microsoft (MSFT) posted at Stock Tips, saying, "Author believe Microsoft has nowhere to go but down."

    The Stock Teacher presents Avoid Making This Key Investment Mistake posted at Stock Investment, saying, "Many people make bad investment decisions because they let their emotions take control of them."

    Joshua Seth presents What To Do With Your Tax Rebate Check posted at Joshua Seth Blog.

    MoneyNing presents How I Started Buying My First Stock posted at Money Ning, saying, "How I started investing!"

    Jose DeJesus MD presents Check Your Credit Score posted at Physician Entrepreneur.

    Ben Moreno presents 4 Simple Steps to Starting On the Path to Becoming Wealthy. | Revenue Reservoir posted at Revenue Reservoir.

    Raymond presents How To Chase High Interest Rates On Savings Accounts and Manage Them posted at Money Blue Book.

    General Investing

    mmhabits presents My Biggest Financial Mistake posted at Millionaire Money Habits, saying, "As evident of the below, I broke some of my own money rules, and did an incredibly stupid thing at the end of 2007."

    Charles H. Green presents Great Moments in Self-Regulation: Financial Planners and CFP Board posted at Trust Matters, saying, "Financial planners claim to self regulate. But when they won't even tell you what they've done about a member who was convicted in court, can you trust that self-regulation?"

    Eduardo guico presents How I become financially stable: Practical way to select a good company posted at How I become financially stable.

    Frank Vertin presents Buy an S&P 500 Index Fund with Low Costs posted at NO LOAD INDEX FUND.

    Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.

    Richard M. Rothschild presents The Best Mutual Funds Have NO Sales Loads and NO 12b-1 Fees posted at Best No Load Funds.

    Venkatakrishna Nalamothu presents 16 Stock picks for Long term Investors posted at Stock Market Guide, saying, "16 best Indian Stocks for long term investors to get good profits."

    A.J. Brown presents Why You Should Be a Lazy Trader posted at A.J. Brown's Options Trading Blog, saying, "One of the biggest mistakes I see over and over again is trading too frequently. This post examines why."

    Felix Ekpa presents COMPLETE IDIOTS GUIDE TO MAKING MONEY IN 2008. posted at No Limits!.

    Phillip Lyon presents Should You Short Stocks? posted at Intelligent Speculator, saying, "If you are an experienced investor shorting stocks should be part of your investment strategy. Shorting allows you to profit when a stock goes down in price. In a declining market, such as the current one, it is a lot easier to make money shorting stocks than buying stocks."

    Dorian Wales presents How to Make Saving More Rewarding and Tangible: 5 Practical Tips posted at Personal Financier.

    Brice Hogan presents Where to Find Good Stocks | Financialzip.com posted at Financialzip.com, saying, "The process of finding a good stock that can make you money."

    Joe Manausa presents Florida College Enrollment - Does ?Prepaid? Matter? posted at Tallahassee Real Estate Blog, saying, "admissions with Florida’s public universities. Apparently, having a 4.0 GPA is not enough. Bear in mind, I was accepted to West Point in the mid-1980’s with a GPA in the low 3.’s, so I’m wondering why our state is so broken it cannot create opportunity for kids who have obviously demonstrated that they want to learn at a higher level."

    Skyler Reep presents An Investment Account posted at Skyler Reep's Blog, saying, "We've already discussed setting up an automatic savings plan. You've got a portion of your paycheck going straight to your savings account, and you don't even notice the decrease anymore do you? A smart saver is probably only getting about 3% return on investment, though; so isn't there a better place to be putting that money? You might be able to do better by investing. Since 1928, the stock market has yielded over 9% return."

    Charles H. Green presents 30 Minutes, 30 Cents, 30 Billion: Fragmenting Business posted at Trust Matters, saying, "Be careful of investing in industries which whose business model is such that no one is taking care of the big picture, they have a tendency to fall apart."

    Phil B. presents No Long-Term Planning is Stupid posted at Phil for Humanity, saying, "In my humble opinion, far too many people are choosing short-term satisfaction over long-term planning."

    Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

    Roman presents Never spend all your money at once posted at Psychology of money.

    Brice Hogan presents 2 Rules That Will Make You Wealthy posted at Financialzip.com, saying, "Learning how to create wealth comes down to 2 simple rules."

    Leon Gettler presents Missing analysts posted at Sox First, saying, "Investors beware!! The credit crunch and weakening economy are showing up how bad analysts are. In the fourth quarter, almost 1800 equity analysts overestimated final results by 33.5 percentage points, the biggest miss ever!"

    Investing Angel presents Why I Sold My Apple Shares Today » Free Stock Market Investing Tips posted at Stock Tips, saying, "Apple is a great brand and a great company, but I still sold my shares of the company recently."

    KCLau presents Everything you are looking for about Bursa Malaysia posted at KCLau's Money Tips, saying, "A list of sources for you to learn about stocks and shares."

    FIRE Getters presents Vanguard's Managed Payout Mutual Funds - A Primer posted at FIRE Finance.

    Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

    Davexplorer presents Lakshmi Mittal posted at Millionaires Ladder, saying, "Thank you for hosting the carnival, and if your interested in working on a project together feel free to let me know. "

    Raag Vamdatt presents Dividend Yield - A better alternative to FDs :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

    Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

    Leon Gettler presents Does gold stack up? posted at Sox First, saying, "No substance has held as much allure over the centuries as gold. And that allure still seems to hold with gold prices going up to as much as $1000 an ounce in March. But gold does not stack up in investment portfolios."

    Wenchypoo presents This Just In: Seen on CNBC--Commodities Researcher Says It Only Gets Worse From Here posted at Wisdom From Wenchypoo's Mental Wastebasket.

    mmhabits presents Investing in a Recession posted at Millionaire Money Habits, saying, "Regardless if the U.S. is entering (or already has) a recession, there’s no question we’re facing some tough economic times. Here's a plan on what to do with your money."

    Dorian Wales presents Do you understand investment risk? posted at Personal Financier, saying, "Talk of investment risk is abundant but what is investment risk really?"

    Bullish Dividends presents Maximize Returns By Minimizing Expenses posted at Traders Corner, saying, "This article goes over ways that you can save money by minimizing your trading fees."

    Everything Finance presents Long Term Investing posted at Everything Finance.

    KCLau presents Don’t be stupid! Keep paying. posted at KCLau's Money Tips, saying, "Why u shud pay premium for life insurance policy as long as it is one of the best form of saving you should have."

    Everything Finance presents How to prevent a financial blunder posted at Invest In India.

    Sajal presents Apple analysts: Reading too much into daily stock market gyrations? posted at Fundamental insights and ideas (by Sajal).

    Mandy Trapper presents Low Cost Options Are Available For The Forex Beginner posted at Forex Trading System Secrets.

    Barb A. Ryan presents 10 - Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

    Leon Gettler presents AIG shame file posted at Sox First, saying, "AIG, in combination with the soaring oil price, managed to drag down the US market after it posted a first quarter loss of $7.8 billion on the back of the mortgage-related downturn. Here’s a warning for investors: stay away."

    Investing Angel presents Why Most Investors Buy High And Sell Low » Free Stock Market Investing Tips posted at Stock Tips, saying, "Most investors buy stocks when they are overvalued since they give into herd mentality."

    A.J. Brown presents Is Trading Stock Options a Lone Wolf Activity? posted at A.J. Brown's Options Trading Blog, saying, "Is trading stock options an individual or group activity? This article examines the answer to this question."

    Everything Finance presents Find the right Fund Manager posted at Invest In India.

    Everything Finance presents Who makes the Tough Money Decisions ? posted at Everything Finance.

    Leon Gettler presents Investor crystal ball gazing posted at Sox First, saying, "With the credit squeeze and soaring energy prices, it's worth asking whether investors can see that far ahead. How do investors read trends and make the right calls?"

    Chris presents 9 Surefire Strategies NOT to Retire Early posted at nomad4ever.

    Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

    Everything Finance presents Ways to Save money !! posted at Everything Finance.

    k presents Investing in oil « My thoughts on how to profit from financial markets posted at My thoughts on how to profit from financial markets.

    Leon Gettler presents Banks want to change accounting rules posted at Sox First, saying, "Here is a warning for bank investors. Banks and securities firms are hiding $35 billion of writedowns. Instead of putting this stuff on their income statements, where it will hit the bottom line, they are leaving it on their balance sheets"

    Value Seeker presents Are Mutual Funds For You? posted at Stock Investing, saying, "Figure out if mutual funds are the right thing for you to invest in."

    Joe Manausa presents How To Analyze Real Estate - The Real Estate Stack posted at Tallahassee Real Estate Blog, saying, "the Real Estate Stack. This is the most basic of measurement models which allows an investor to take an investment and convert it to a mathematical model so that it can be compared with all other investment opportunities."

    Dave presents Sector Analysis using ETFs posted at Poor Brother Tom.

    Everything Finance presents Five Online Resources for Forex Beginners posted at Everything Finance.

    Jose DeJesus MD presents Derivatives and Your Mutual Funds posted at Physician Entrepreneur.

    Ben Moreno presents There Is a Fund That Tracks IPO's?! posted at Revenue Reservoir, saying, "An article about a fund I came across that I think is very unique and intersting."

    k presents How to profit from financial markets - Introduction posted at How to profit from financial markets, saying, "How to profit from financial markets (Commodities, Stocks, Forex, etc) Invest your time reading this, before investing your money. Financial Education starts here"

    Curtis W. presents Don't just watch your watchlist posted at Poor Brother Tom.

    Raymond presents Do Credit Cards and Stocks Make Up Your Emergency Fund Savings? posted at Money Blue Book.

    Investing Angel presents The 2008 Election And The Stock Market » Free Stock Market Investing Tips posted at Stock Tips, saying, "Your investment decisions right now may largely depend on who you think will win the 2008 election."

    Raag Vamdatt presents Matthews India Fund MINDX: A good proxy to invest in India :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

    Jose DeJesus MD presents Drawing on Your Retirement Funds posted at Physician Entrepreneur.

    texasdave presents Forex Trading Robot posted at Make Cash Online, saying, "The FOREX market can be a very dangerous to your hard earned savings if you don’t know what you are doing. Just ask the 95% percent of the people who lose money trading the FOREX market. There is a huge learning curve and it can take several years and thousands of dollars in losses (unless you are only trading a demo account) before a trader may start to see a profit."

    General Real Estate

    Joe Manausa presents The Creative Cure For Selling Your Home posted at Tallahassee Real Estate Blog, saying, "Often times, we hear real estate professionals and investors speak about "creative financing" as a method to purchase real estate. In today's tough real estate market, home owners can use "creative financing" to make their properties stand-out amongst the competition. Creative financing can increase the buyer pool for a home and get it sold when other marketing methods fail."

    Joe Manausa presents Home Construction Video - Watch A Home Being Built posted at Tallahassee Real Estate Blog, saying, "Knowing what to expect when building a home is not something that you learn in college or business school. This video shows a 5,000 square foot home being built from the lot-up, and is set to some cool music."

    Dorian Wales presents The Personal Financier: How to Make Sure this is your Dream Home: 7 Practical Tips posted at Personal Financier.

    Dax Desai presents Buying a Foreclosure Property posted at Dax Desai, saying, "My Foreclosure Buying Experience as well as a FAQ: The Guide to a Successful Foreclosure Offer"

    Robert Phillips presents Negotiation Tactics for Dealing with Home Sellers posted at REAL ESTATE INVESTING.

    Joe Manausa presents Tallahassee Real Estate - Market Analysis posted at Tallahassee Real Estate Blog, saying, "Updated charts, graphs and analysis of the Tallahassee real estate market. Do you want to know what is happening with Tallahassee housing, then drop in to this continually updated blog centralized on Tallahassee homes."

    Joe Manausa presents How And Why To Consider A Purchase Money Mortgage posted at Tallahassee Real Estate Blog, saying, "A simple example of how and why a home owner might want to consider a purchase money mortgage (seller financing) for some or all of the buyer's downpayment."

    Joshua Dorkin presents Real Estate Investment Vision: Economic Conversion posted at Real Estate Investing For Real.

    Joe Manausa presents Creative Home Selling - Taking A Lesson From Wall Street posted at Tallahassee Real Estate Blog, saying, "In today’s tough real estate market, where Sellers seem to far outnumber Buyers, it is important to have a complete “bag of tools” when you desire to sell a home in Florida. Creative Financing - A Required Skill For Realtors"

    Terry presents How You Make Money With Investment Real Estate posted at Actual Real Estate Profits, saying, "Post describes the four ways you actually make money with investment real estate and how to maximize these "pots" of money."

    Joe Manausa presents Selling Your Home - Single Most Import Fact You Must Know posted at Tallahassee Real Estate Blog, saying, "If you are thinking about selling your Tallahassee home, I would encourage you to understand how your home value is determined in the Tallahassee real estate market. It is not enough to worry about advertising and marketing coverage, as your valuation is the most important issue for you before you enter the market."

    Neelakantha presents 101 Tips & Resources for the Upside-Down Homeowner posted at International Listings Blog.

    TerryT2 presents Second Real Estate Financial Model - First Development posted at Actual Real Estate Profits, saying, "This post describes a financial model used to determine whether to continue with a real estate investment or not."

    Joe Manausa presents The Real Estate Market - When Will We See The Turn? posted at Tallahassee Real Estate Blog, saying, "It seems that many people have an opinion on real estate, and many have speculated that the worst is behind us. While I’m excited to think that some of the stories in the media could actually turn positive soon, I feel that some simple concepts can reveal where we truly are in this current real estate market cycle."

    Mark Runta presents The Housing Myth - Busted! posted at Smart Investing & Money Management, saying, "Lessons learned about treating housing as an investment or asset."

    Trevor McKay presents What Kind of Mortgages are Available? posted at All About Mortgage Calculators.

    hank@myinvestingblog.com presents “Demystifying” The Subprime Mortgage Crisis And Other Questions; An Interview With Dan Crittenden | My Investing Blog posted at My Investing Blog, saying, "Thought this one might fit in the real estate category. :0 Thanks, hank!"

    Joe Manausa presents Open Houses - Did You Know? posted at Tallahassee Real Estate Blog, saying, "One technique that real estate professionals use to meet more buyers is to hold an “Open House” on a home for sale. Statistically, there is less than a 1% chance of selling that home due to the Open house, so you might wonder why do it at all."

    MoneyNing presents Right Time to Buy a House? posted at Money Ning, saying, "Is it the right time to buy a house?"

    Joe Manausa presents Short Sale Advice posted at Tallahassee Real Estate Blog, saying, "Some Short Sale Advice If you own a home that is highly leveraged (read that to mean that you borrowed as much money on it as you could sometime in the past three years) and you need to move for one reason or another, you need to know that you basically have four options right now:"

    Ned Carey presents What is a Tax Sale? posted at Baltimore Real Estate Investing Blog, saying, "Thanks for considering my blog!"

    Joe Manausa presents Frustrated Homeowners posted at Tallahassee Real Estate Blog, saying, "there are no “painless” solutions to the housing problems until inventories return to a more balanced level. So what should my frustrated homeowner do?"

    Joshua Dorkin presents You Know That You’re a Real Estate Investor When . . . posted at Real Estate Investing For Real.

    Dorian Wales presents Why A Mortgage Is An Opportunity And Why We Shouldn’t Fear Mortgages posted at The Personal Financier, saying, "If I was a potential home buyer I’d start browsing for opportunities"

    Joe Manausa presents Real Estate Inventories Falling? posted at Tallahassee Real Estate Blog, saying, "If you follow the real estate market, than you have been seeing the general trend of rising inventories. This is not good. We cannot begin to talk about the market turning until we first see a turn in the flow of inventory."

    Rentals

    Joe Manausa presents The "No Brainer" Investment posted at Tallahassee Real Estate Blog, saying, "It is estimated that the average cost to a parent (not the total average cost) to send a child to college is roughly $20,000 per year. Many kids are working and earning money and I suspect that is why this average cost to the parents is not higher. The worst part is (according to an accountant friend of mine), this expense is not even tax deductible! How about an investment strategy that might help the average parent in this situation?"

    Reba Haas presents 20+ questions for hiring a rental property management firm posted at Team Reba Real Estate, saying, "Many first time rental owners get tired of managing property at some point after the 3am call for a broken toilet. But, how do you go about hiring a property management firm? This post helps provide 20+ questions that can help you get started."


    That's it for this edition of CoSI. Thanks again for the great above submissions, and a huge and ever present thanks to our rapidly expanding base of loyal readers. And remember, if you’ve got something to say regarding real estate investing, general investing, business, entrepreneurship or small business management, get it written up and submit it today! We’re always looking for more article submissions. So get writing!! Thanks for reading, and see you back here soon!!

    ]]>     Making Sense of Buying Foreclosed Properties tag:www.boozwatt.com,2008://1.202 2008-05-30T19:52:06Z 2008-06-30T19:53:36Z The foreclosure process begins when a property owner falls behind on mortgage payments. In some cases, the owners of foreclosed properties have been struggling to make payments for some time, and the property may have been neglected due to the inability of the owner to meet basic maintenance expenses. Even in upscale neighborhoods, homes needing serious work are not uncommon. This may be the opportunity an investor is looking for. Houses needing work might fetch bargain prices and repairs can cut into profits, but it may be worth it. If the home is in generally good condition, is in a good location, and the cost of rehabilitating it for resale or rent are reasonable, then consider making an offer.... the boozwatt team www.boozwatt.com The foreclosure process begins when a property owner falls behind on mortgage payments. In some cases, the owners of foreclosed properties have been struggling to make payments for some time, and the property may have been neglected due to the inability of the owner to meet basic maintenance expenses. Even in upscale neighborhoods, homes needing serious work are not uncommon. This may be the opportunity an investor is looking for. Houses needing work might fetch bargain prices and repairs can cut into profits, but it may be worth it. If the home is in generally good condition, is in a good location, and the cost of rehabilitating it for resale or rent are reasonable, then consider making an offer.

    ]]> Ways to Buy Foreclosed Properties

    There are three main ways to buy foreclosed properties. The first is to purchase the home while it is in the pre-foreclosure stage. This is generally considered the best deal, as the homeowner is spared the foreclosure and the parties involved (the investor, the bank, and the owner) agree on a price. Making a low offer here is key, and banks will often accept low offers to avoid foreclosure. This method represents a way to buy cheap, and with some elbow grease or smart repairs, get some instant equity.

    Another way to go is to buy at the REO (real estate-owned) stage, where the home that was taken back from the owner and is held by the bank. Deals can be found here also, but the bank will be looking to recoup some its losses. Depending on the condition of the home you're looking for, it may be worthwhile to investigate this option. Homes at this stage may have had repairs, improvements, or upgrades completed at the bank's expense. This option could be ideal if the investor is simply looking for a home for himself rather than an investment. It can be argued that this method is the safest, as the lender might offer to finance the property at a below-market rate or with a lower-than-usual down payment. Also. the bank already has done an appraisal and deals typically include title insurance, which eliminates much of the risk that accompanies buying homes earlier in the foreclosure process.

    Finally, the property can be bought at auction. Again, this may not be the ideal method for several reasons. Auction houses fees, property condition (an inspection may not be possible) and financing options (cash down payment, for starters), could restrict an investors ability to buy even in a best case scenario.

    Getting In and Avoiding Mistakes

    With good credit, many banks will loan the full price of the foreclosure or more. Properties intended to be used as rentals will typically require a down payment, and financing terms could vary. Foreclosure homes bought in good areas at below market values can be a sound investment strategy as the property appreciates annually.

    Homes used as rental properties often allow investors significant tax deductions while the property increases in value. With many stock portfolios taking a hit, investing in foreclosure real estate may be a good alternative.

    It's essential to get any property inspected before purchase to avoid surprises or a bad deal. If the property is being sold "as-is", be careful. Home valuation tools, like domania.com, housevalues.com, and HomeGain.com, can give an investor an idea of what the property could be worth, and what nearby properties are worth based on recent sales. Other factors, like area development, schools, environmental issues, and crime rates, may be worth taking a look at before a property is purchased.

    About the Author: Casey Shea

    Read more on real estate foreclosure investing on his Blog, Investing in Foreclosures.

    http://investinforeclosures.blogspot.com

    Distributed by Ezine Articles.com | All Rights Reserved. This article does not represent the ideas, opinions or impressions of boozwatt.com, nor does it endorse or control the content within.

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