February 2008 Archives

Rent to own property investments and lease purchase options have inherent risk factors that cannot be removed. These, as with risk factors involved in any type of investment scenario, are just the nature of the beast. However, in order for a real estate investor to be able to profit from such a venture, these risk factors must be acknowledged and addressed to minimize potential loss. What are the general risk factors in rent to own and lease purchase options?

In real estate, one of the best ways to make money as a creative real estate investor is to work with rent to own options. Doing so can be a source of income from several directions. First, you receive money up front from your buyer, followed by monthly cash income. Finally, the purchase price should easily bring you a profit on the property. Best of all, with this sort of real estate option, your buyer will pay you more than the property value for the home. It sounds too good to be true, but evaluate exactly how a rent to own option works.

As the real estate market evolves and changes, there are fewer mortgage loans available and fewer people who qualify as the factors for qualification become more stringent. Having less than perfect credit puts, a cramp on the ability to obtain the necessary financing for a traditional home purchase, but that does not mean that fewer people want to settle into a home and become a homeowner. Real estate investors are learning that they can benefit from this situation and make a profit by offering nontraditional means of obtaining a home to those with credit that is not well established or is less than satisfactory to a mortgage lender.

Welcome to the Thirteenth SuperSized Edition of The Carnival of Smarter Investing! CoSI has taken a few weeks off as the boozwatt staff were given a much needed vacation followed by some devoted time to focus on the exciting new site feature rollout planned for Spring of 2008 here at boozwatt.com. We're back, we're refreshed, and we're excited to be presenting you with our Thirteenth Edition of CoSI. So sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate. And, as always, to ubmit your article for next week’s edition, you can do so here.